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Updated 7 May 2026 · 17 lenders

Car finance: the panel behind the broker

Editorial directory of secured, unsecured, EV/green and broker-channel car finance lenders in Australia. Live rates sit with each lender on their own rate card; we do not publish rate numbers.

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Vehicle finance
Secured, unsecured, EV and refinance

Secured (new vehicle) (13)

Plenti
Specialist
Plenti Car Loan (Tier 1)
Tier-1 borrowers (excellent credit)PPSR-securedFixed rate
Wisr
Specialist
Wisr Secured Car Loan (Excellent)
PPSR-securedExcellent credit tierFixed rate

EV / Green (2)

Plenti
Specialist
Plenti Renewable Energy Loan (EV)
Battery-electric vehicle discountPPSR-secured

Secured (used vehicle) (1)

Pepper Money
Non-bank
Pepper Car Loan Secured (Tier B and C)
Risk-tiered fixed pricing for credit-impaired filesUsed, demo and private-sale vehicles accepted

Unsecured (1)

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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Editorial directory data is publisher reference. The recommended product for your situation depends on income, deposit, credit profile and serviceability, and that comparison is what a broker does.

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