- 100% offset
- Unlimited extra repayments
- Redraw
- Linked credit card
Commonwealth Bank of Australia
Strengths
- Comprehensive product range across home, car, business and personal
- Strong digital app, NetBank online banking
- Branch network unmatched among the majors
- Wealth Package bundling discount across linked products
Watch out for
- Headline rates rarely the cheapest; competitiveness depends on package and discount tier
- Annual fees on premium packages of $395 to $400
CBA products
Editorial reference covering the product range CBA offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to CBA\'s own rate card; the live number sits with them.
Home loans
- Fixed certainty
- Limited extra repayments during fixed term
- Longer-term fixed certainty
Car loans
- Fixed rate
- Secured against vehicle on PPSR
Personal loans
- Fixed rate
- No security required
- Loan terms 1-7 years
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Get a quote across the broker panel
The Commonwealth Bank of Australia rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.