Your Finance GuideAustralian finance education
Major bank

Commonwealth Bank of Australia

Australia's largest retail bank by mortgage book. Strong national branch and digital footprint, full-feature offset and redraw across most home loan products.

SydneyFounded 1911ACL/Banking Licence 234945

Strengths

  • Comprehensive product range across home, car, business and personal
  • Strong digital app, NetBank online banking
  • Branch network unmatched among the majors
  • Wealth Package bundling discount across linked products

Watch out for

  • Headline rates rarely the cheapest; competitiveness depends on package and discount tier
  • Annual fees on premium packages of $395 to $400

CBA products

Editorial reference covering the product range CBA offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to CBA\'s own rate card; the live number sits with them.

Home loans

Variable
Wealth Package Variable
  • 100% offset
  • Unlimited extra repayments
  • Redraw
  • Linked credit card
Mainstream variable with full offset, included in the Wealth Package
View current rate at CBA

Car loans

Personal loans

Other major banks

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Free · No obligation · One match

Get a quote across the broker panel

The Commonwealth Bank of Australia rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.