Finance Blog

Finance Blog | News, Tips & Market Updates

Expert insights on interest rates, home loans, car finance, business lending and personal finance. Updated regularly by our team of finance specialists.

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Market Update

RBA Holds Rates Steady in February 2026: What It Means for Borrowers

The Reserve Bank of Australia kept the cash rate on hold at its February 2026 meeting. Here is what the decision means for home loan borrowers, car loan applicants and business owners.

James Mitchell7 min read
Guide

First Home Buyer Grants & Schemes in 2026: State-by-State Guide

A comprehensive breakdown of every grant, concession and government scheme available to first home buyers in Australia in 2026, organised by state and territory.

Sarah Chen10 min read
Guide

Electric Vehicle Incentives Australia 2026: Complete Guide to Savings

Australia offers growing incentives for electric vehicle buyers in 2026. From FBT exemptions to state rebates and green car loans, here is how to save on your next EV purchase.

Daniel Wong9 min read
News

Instant Asset Write-Off 2026: What Small Businesses Need to Know

The instant asset write-off is a powerful tax deduction for small businesses purchasing equipment, vehicles, and other assets. Here is how it works in 2026 and how to claim it.

Lisa Nguyen9 min read
Guide

When Is the Best Time to Refinance Your Home Loan?

Refinancing your home loan can save you thousands, but timing matters. Learn the key signals that indicate it is time to switch lenders and how to avoid common refinancing pitfalls.

Sarah Chen8 min read
Market Update

Car Loan Interest Rates Forecast 2026: What to Expect

What direction are car loan rates heading in 2026? We analyse the factors driving car loan pricing, compare current rates, and forecast where they are likely to go this year.

Daniel Wong8 min read
Guide

Novated Lease vs Car Loan: Which Is Better for You?

Comparing novated leases and car loans side by side. Understand the tax benefits, costs, flexibility, and suitability of each option to find the right way to finance your next car.

Daniel Wong9 min read
Tips

How to Improve Your Credit Score in Australia: 10 Proven Tips

Your credit score affects your ability to get a loan and the rate you pay. Here are 10 actionable strategies to improve your credit score and strengthen your borrowing position.

James Mitchell9 min read
Market Update

Australian Property Market Outlook 2026: Prices, Rates & Predictions

What lies ahead for the Australian property market in 2026? We analyse price trends, interest rate forecasts, supply dynamics, and regional variations to help you plan your next move.

Sarah Chen9 min read
Tips

7 Smart Financing Tips for Small Business Owners in 2026

Running a small business is expensive. These seven practical financing strategies will help you manage cash flow, reduce borrowing costs, and grow your business in 2026.

Lisa Nguyen8 min read
Guide

Equipment Finance Tax Benefits: Maximise Your Deductions

Equipment finance offers significant tax advantages for Australian businesses. Learn how depreciation, the instant asset write-off, and GST credits work to reduce your tax bill.

Lisa Nguyen8 min read
News

Green Car Loans Explained: Lower Rates for Eco-Friendly Vehicles

Green car loans offer discounted interest rates for electric, hybrid, and fuel-efficient vehicles. Learn how they work, who qualifies, and how much you can save.

Daniel Wong8 min read

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WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.