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Specialist

Angle Finance

Specialist asset finance lender for small businesses, distributed through accredited brokers. It finances commercial vehicles, trucks, trailers and yellow goods from $10,000 to $1,000,000 with fixed repayments, and runs a vendor program for equipment suppliers.

Angle Finance at a glance

Angle Finance is a specialist non-bank lender. It offers car loans and equipment finance.

We checked Angle Finance's products and eligibility on its own website on 30 September 2026.

Lender type
Specialist
Bank or non-bank
Non-bank lender (not an ADI)
Lends
Car loans, Equipment finance

Strengths

  • 100% finance from $10,000 to $1,000,000 with fixed repayments
  • Wide range of assets: commercial vehicles, trucks up to 12 tonnes GVM, trailers and yellow goods
  • Assets up to 20 years old at the end of the term may be considered
  • Response in most cases within 24 hours

Watch out for

  • Business-purpose finance only; no consumer loans
  • Applications go through an accredited broker
  • $4.95 monthly account keeping fee and a $250 early termination fee plus payout

Angle Finance loans and products

What Angle Finance offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to Angle Finance’s own rate card.

Angle Finance car loans

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Secured (new vehicle)

Commercial vehicle finance (business use)

  • Secured finance for commercial vehicles up to 4.5 tonnes, including sedans, utilities and all-terrain vehicles
  • Fixed repayments
  • 100% finance from $10,000 to $1,000,000
Eligibility
  • Business purpose only; applied for through an accredited broker
  • Two forms of identification

Angle Finance equipment finance

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Finance lease

Equipment leasing finance

  • Yellow goods such as excavators, backhoes, forklifts and mowers
  • Commercial trucks up to 12 tonnes GVM, trailers and commercial caravans
  • 100% finance from $10,000 to $1,000,000 with fixed repayments
  • Assets with a serial number up to 20 years old at the end of the term
Eligibility
  • Business purpose only; applied for through an accredited broker
  • Two forms of identification
Operating lease

Vendor Program (operating lease and rental)

  • For equipment suppliers to offer finance in their own or the manufacturer’s branding
  • Operating lease and rental options

What Angle Finance lends

Angle Finance is an Australian non-bank lender that finances equipment and vehicles for businesses. It offers secured finance for commercial vehicles up to 4.5 tonnes, such as sedans, utility vehicles and all-terrain vehicles, and for yellow goods such as excavators, backhoes, forklifts and mowers. It also finances commercial trucks up to 12 tonnes GVM, trailers and caravans used for commercial purposes, as well as secondary and tertiary assets.

Angle Finance offers 100% finance on equipment from $10,000 to $1,000,000, with fixed repayments. Equipment not shown in its examples may still be considered if it has a serial number and will be no more than 20 years old at the end of the term. Through its Vendor Program, equipment suppliers can offer finance documents in their own or the manufacturer's branding, with operating lease and rental options.

Angle Finance lists a monthly account keeping fee of $4.95, a direct debit dishonour fee of $15 for each unsuccessful attempt, and an early termination fee of $250 plus the remaining payout. All three amounts include GST, and the payout calculation method is set out in the contract terms and conditions.

Who Angle Finance lends to

Angle Finance describes itself as a specialist commercial financial services provider, and says it aims to create new opportunities for Australian small businesses that want to grow. It says it complies with the AFIA Finance Industry Code of Practice as it relates to business purpose loans for small businesses.

How to apply with Angle Finance

Angle Finance says you can apply through your broker, and that it operates through accredited brokers. If you need help finding a broker, it asks you to contact it and says it will assist. Brokers who want to offer Angle Finance request accreditation through their aggregator.

Applicants need to provide two copies of identification, such as a driver's licence, passport or Medicare card, and Angle Finance may ask for further verification. It says that in most cases you will have a response within 24 hours.

Angle Finance ownership

The anglefinance.com.au website is operated by A.C.N 603 303 126 Pty Ltd, trading as Angle Asset Finance (Angle Finance). Angle Finance describes itself as a private equity owned company and gives a Flinders Lane, Victoria postal address. Its contact page asks customers who do not have an ABN and whose loan number has six or more digits to contact Angle Auto Finance instead.

More on Angle Finance

Angle Finance: frequently asked questions

What can I finance with Angle Finance?

Angle Finance offers secured finance for commercial vehicles up to 4.5 tonnes, yellow goods such as excavators, backhoes, forklifts and mowers, and commercial trucks up to 12 tonnes GVM. It also finances trailers and caravans used for commercial purposes, as well as secondary and tertiary assets.

How much can I borrow with Angle Finance?

Angle Finance offers 100% finance on equipment from $10,000 to $1,000,000, with fixed repayments. Equipment that has a serial number and will be no more than 20 years old at the end of the term may be considered.

Can I apply for Angle Finance directly?

Angle Finance says you can apply through your broker, and that it operates through accredited brokers. If you need help finding a broker, Angle Finance asks you to contact it and says it will assist.

What fees does Angle Finance charge?

Angle Finance lists a $4.95 monthly account keeping fee, a $15 direct debit dishonour fee for each unsuccessful attempt, and a $250 early termination fee plus the remaining payout. All three amounts include GST.

How quickly does Angle Finance respond to an application?

Angle Finance says that in most cases you will have a response within 24 hours. You will need two copies of identification, such as a driver's licence, passport or Medicare card, and it may ask for further verification.

Is Angle Finance a bank?

No. Angle Finance is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959.

Does Angle Finance offer car loans?

Yes. Angle Finance’s car lending includes Commercial vehicle finance. Compare it with the other car loan lenders on our car loan comparison page, which links to each lender’s current rates.

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