Home Loans from 5.99% p.a.
Home Loan Calculator
Rates last updated: 21 February 2026. Not all products from all lenders are available.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Home Loans for Every Situation
Whether you're buying, building, investing, or refinancing — we have the right home loan for you.
First Home Buyer
Your first home is a big deal. We'll help you navigate grants, schemes, and find the best rate for your first purchase.
- First Home Owner Grant
- Low deposit options
- Stamp duty savings
Owner Occupied
Buying your next home or upgrading? We compare 50+ lenders to find your ideal home loan with the best rate.
- Variable & fixed rates
- Offset accounts
- Redraw facility
Investment Property
Build your property portfolio with competitive investor rates. Interest-only and principal & interest options.
- Interest-only available
- Tax-deductible interest
- Portfolio lending
Refinancing
Save thousands by switching to a better rate. We handle the entire process for you at no cost.
- Rate comparison
- Cashback offers
- Debt consolidation
Construction Loans
Building your dream home? We offer progressive drawdown loans for new builds and major renovations.
- Progressive drawdowns
- Interest-only during build
- Land & build packages
SMSF Lending
Purchase property through your self-managed super fund. Specialist SMSF lending options available.
- SMSF compliant
- Specialist lenders
- Residential & commercial
Your First Home Starts Here
Buying your first home is exciting but can be overwhelming. We'll guide you through every step — from understanding grants and schemes to finding the best rate and settling on your dream home.
- First Home Owner Grant guidance
- Low deposit options from 2%
- First Home Guarantee (no LMI with 5%)
- Stamp duty concession advice
- Step-by-step application support
Get Pre-Approved Today
- Rates from 5.99% p.a. (comparison 6.42% p.a.*)
- Borrow up to $3M+
- Pre-approval in 1-3 days
- No impact on credit score
- 100% free service
Home Loans Made Easy
We take the stress out of home loans so you can focus on finding your perfect home.
Fast Pre-Approval
Get conditionally approved so you can bid and buy with confidence.
50+ Lenders
Access to every major bank plus specialist non-bank lenders.
Best Rates
We negotiate on your behalf to get the most competitive rate.
Expert Guidance
Dedicated home loan specialists guide you from application to settlement.
What Our Home Loan Customers Say
Join thousands of happy homeowners who got their loan through us.
First home buyer and completely overwhelmed. Your Finance Guide made everything simple, got me the First Home Owner Grant, and found a rate that was 0.5% less than my bank.
Refinanced my investment property and saved $350/month. The process was completely handled for me. Wish I'd done it sooner.
Built our dream home with a construction loan arranged by these guys. Progressive drawdowns were seamless and the rate was very competitive.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Home Loan FAQs
How much can I borrow for a home loan?
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Ready to Find Your Perfect Home Loan?
Get pre-approved in minutes. No obligation, no impact on your credit score.