Your Finance GuideAustralian finance education
Major bank

Australia and New Zealand Banking Group

Big-four bank with strong corporate and SME franchise. Acquired Suncorp Bank in 2024, broadening retail presence in Queensland.

MelbourneFounded 1835ACL/Banking Licence 234527

Strengths

  • Breakfree Package bundles home loan, account and credit card
  • Strong SME and commercial banking
  • Suncorp Bank acquisition gives strong QLD presence
  • Globally-active corporate bank

Watch out for

  • Breakfree annual fee of $395
  • Investor pricing margin slightly above peers

ANZ products

Editorial reference covering the product range ANZ offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to ANZ\'s own rate card; the live number sits with them.

Home loans

Personal loans

Other major banks

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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Get a quote across the broker panel

The Australia and New Zealand Banking Group rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.