Secured (new vehicle)
OMM Secured Car Loan (Tier 1)
- Tier-1 secured
- PPSR-secured
Current rate: published on OurMoneyMarket's own rate card
Specialist
OurMoneyMarket
Personal loan and car loan specialist with risk-tier pricing. Online application and decisioning.
SydneyFounded 2017Australian Credit Licence 488228
OurMoneyMarket at a glance
OurMoneyMarket is a specialist non-bank lender. It offers car loans and personal loans.
- Lender type
- Specialist
- Bank or non-bank
- Non-bank lender (not an ADI)
- Credit licence
- ACL 488228, OurMoneyMarket Lending Pty Ltd
- Lends
- Car loans, Personal loans
- Headquarters
- Sydney
Strengths
- Tier-priced rates
- Sharp tier-1 pricing
- Fast online decisions
Watch out for
- Higher tier rates can be expensive
- Smaller brand presence
OurMoneyMarket loans and products
What OurMoneyMarket offers in each category, with the features, eligibility and trade-offs we note. Where we captured a current rate from OurMoneyMarket’s own page in the last 60 days, it is shown with its comparison rate and a link to the source; for the other products, follow the link to OurMoneyMarket’s rate card.
OurMoneyMarket car loans
Compare car loans lendersOurMoneyMarket personal loans
Compare personal loans lendersUnsecured
OMM Personal Loan (Tier 1)
Headline rate
5.95%
Comparison rate*
5.95%
From OurMoneyMarket's own page on 10 Oct 2026, Personal loan, fixed rate: from rate for exceptional credit (rates up to 18.99% p.a.); comparison on an unsecured $30,000 loan over 5 years.. Source
- Tier-1 unsecured
Current rate: published on OurMoneyMarket's own rate card
*Comparison rates are calculated on the lender's own example: for home loans usually $150,000 over 25 years, for car and personal loans usually $30,000 over five years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Alternatives to OurMoneyMarket
Other lenders in our directory that offer car loans, personal loans, starting with other specialist lenders.
OurMoneyMarket: frequently asked questions
Is OurMoneyMarket a bank?
No. OurMoneyMarket is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. Its Australian Credit Licence is 488228, held by OurMoneyMarket Lending Pty Ltd, and lending to consumers under a credit licence is regulated by ASIC under the National Consumer Credit Protection Act 2009.
Does OurMoneyMarket offer car loans?
Yes. OurMoneyMarket’s car lending includes OMM Secured Car Loan. Compare it with the other car loan lenders on our car loan comparison page, which links to each lender’s current rates.
What is OurMoneyMarket’s credit licence number?
OurMoneyMarket Lending Pty Ltd holds Australian Credit Licence 488228. You can check a licence on ASIC’s Professional Registers before you apply.