Digital-first lender focused on personal loans and car finance. Fast online decisions and strong consumer-app experience.
Now Finance is a specialist non-bank lender. It offers car loans and personal loans.
What Now Finance offers in each category, with the features, eligibility and trade-offs we note. Where we captured a current rate from Now Finance’s own page in the last 60 days, it is shown with its comparison rate and a link to the source; for the other products, follow the link to Now Finance’s rate card.
*Comparison rates are calculated on the lender's own example: for home loans usually $150,000 over 25 years, for car and personal loans usually $30,000 over five years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Other lenders in our directory that offer car loans, personal loans, starting with other specialist lenders.
What Now Finance offers, the trade-offs, and who should look elsewhere.
No. Now Finance is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. Its Australian Credit Licence is 425142, held by Now Finance Group Pty Ltd, and lending to consumers under a credit licence is regulated by ASIC under the National Consumer Credit Protection Act 2009.
Yes. Now Finance’s car lending includes NF Secured Car Loan. Compare it with the other car loan lenders on our car loan comparison page, which links to each lender’s current rates.
Now Finance Group Pty Ltd holds Australian Credit Licence 425142. You can check a licence on ASIC’s Professional Registers before you apply.