Your Finance GuideAustralian finance education
Tier-2 bank

ING Australia

Dutch-headquartered direct bank with strong digital home loan and savings franchise in Australia. Orange Everyday account widely-used for offset.

SydneyFounded 1999ACL/Banking Licence 229823

Strengths

  • Sharp variable home loan rates
  • Orange Everyday transaction account integrates with offset
  • Mobile-first banking experience
  • Strong savings rate range

Watch out for

  • No branches; phone and digital servicing only
  • Some products require Orange Everyday account ownership

ING products

Editorial reference covering the product range ING offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to ING\'s own rate card; the live number sits with them.

Home loans

Variable
Mortgage Simplifier Variable
  • Optional offset
  • No annual fee
  • Free extra repayments and redraw
Sharp variable with low comparison rate
View current rate at ING

Personal loans

Other tier-2 banks

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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The ING Australia rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.