Variable
Premier Advantage Variable
- 100% offset
- Unlimited extra repayments
- Redraw
- Premier credit card
Major bank
Westpac Banking Corporation
SydneyFounded 1817ACL/Banking Licence 233714
Strengths
- Premier Advantage Package discounts across linked products
- Strong fixed-rate range across 1-5 year terms
- Property Investment specialist team
- Good first home buyer and FHG-aligned products
Watch out for
- Annual package fee of $395
- Default reversion rates higher than headline discount tier
Westpac products
Editorial reference covering the product range Westpac offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Westpac\'s own rate card; the live number sits with them.
Home loans
Fixed 2yr
Fixed Rate 2 Years (Premier)
- Fixed certainty
- Switch to variable at end of term
Fixed 3yr
Fixed Rate 3 Years (Premier)
- Mid-term fixed certainty
Car loans
Secured (new vehicle)
Car Loan Secured
- Fixed rate
- PPSR-secured
- New or used vehicle
Personal loans
Unsecured
Unsecured Personal Loan
- Fixed rate
- No security
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Westpac Banking Corporation rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.
★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.