Your Finance GuideAustralian finance education
Specialist

Plenti

ASX-listed digital lender, originally peer-to-peer, now warehouse-funded. Strong auto, personal and renewable-energy loan range. Risk-tier-priced.

SydneyFounded 2014ACL/Banking Licence 449176

Strengths

  • Risk-tier pricing rewards strong credit profiles
  • Strong renewable energy / EV loan range
  • Fast online application and decision
  • Listed on ASX since 2020

Watch out for

  • Tier B and C pricing materially above tier A
  • No physical branches

Plenti products

Editorial reference covering the product range Plenti offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Plenti\'s own rate card; the live number sits with them.

Car loans

Secured (new vehicle)
Plenti Car Loan (Tier 1)
  • Tier-1 borrowers (excellent credit)
  • PPSR-secured
  • Fixed rate
Sharpest tier-1 secured car loan rate on the broker panel
View current rate at Plenti
EV / Green
Plenti Renewable Energy Loan (EV)
  • Battery-electric vehicle discount
  • PPSR-secured
Discounted rate for battery-electric vehicles
View current rate at Plenti

Personal loans

Other specialists

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Free · No obligation · One match

Get a quote across the broker panel

The Plenti rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.