Rates last updated: 21 February 2026. Not all products from all lenders are available.

Rates from 5.49% p.a.Comparison rate 5.95% p.a.*

Truck Finance

Get your truck financed with competitive rates from 5.49% p.a. From light commercials to prime movers, we'll find the right finance solution for your fleet.

4.9/5from 200+ reviews

Truck Finance Calculator

Loan Amount
$128,750
$15,000$500,000
Interest Rate
5.49%
3.00%15.00%
Loan Term
48 months
24 months84 months
Monthly Payment
$2,993.68
Finance from $15,000 to $500K+
New and used trucks
All makes and models
Fleet finance available
Balloon/residual payments
Fast approval process

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Benefits

Why Finance Your Truck?

Discover the advantages of financing your equipment instead of paying cash upfront.

Fleet Solutions

Finance multiple vehicles with streamlined documentation and competitive fleet rates.

Tax Advantages

Maximise tax deductions with the right finance structure for your business.

Flexible Repayments

Match payments to your cash flow with seasonal or irregular payment options.

Quick Turnaround

Get approved fast so you can get your truck on the road earning money.

Applications

Trucks for Every Industry

We finance trucks across all industries and applications. Whether you're expanding your fleet or starting fresh, we've got the right finance solution.

Freight & logistics
Construction delivery
Refrigerated transport
Waste management
Mining & resources
Agriculture

Get Started Today

  • Rates from 5.49% p.a. (comparison 5.95% p.a.*)
  • Finance $15K to $500K
  • Terms from 24 to 84 months
  • New and used trucks
  • 24-hour approval available
Get a Free Quote
Process

How to Finance Your Equipment

Getting your equipment financed is simple. Here's how it works.

1

Apply Online

Complete our simple form in under 5 minutes.

2

We Compare

We match you with the best lenders for your needs.

3

Get Approved

Receive approval in as little as 24 hours.

4

Get Your Equipment

Funds released and you're good to go.

Why Us

Why Choose Your Finance Guide?

We're specialists in equipment finance with a track record of helping Australian businesses.

24-Hour Approval

Fast decisions so you can secure equipment quickly.

50+ Lenders

Australia's biggest panel of equipment finance specialists.

Competitive Rates

We compare rates to find you the best deal.

4.9/5 Rating

Trusted by thousands of Australian businesses.

Calculator

Calculate Your Truck Repayments

Use our calculator to estimate your monthly repayments. Adjust the loan amount, interest rate, and term to see different scenarios.

Instant results - no waiting
Compare different scenarios
See total interest payable

Truck Finance Calculator

Estimate your truck finance repayments

Loan Amount
$128,750
$15,000$500,000
Interest Rate (p.a.)
5.49%
3.00%15.00%
Loan Term
4 years
2 years 7 years
Monthly Payment
$2,993.68
Total Interest
$14,947
Total Repayment
$143,697
Principal (89.6%)Interest (10.4%)
Principal: $128,750
Interest: $14,947

This calculator provides estimates only. Actual rates and repayments may vary based on your circumstances and lender requirements.

Truck Finance FAQs

Common questions about truck finance

What types of trucks can I finance?
We finance all truck types including light commercials, rigid trucks, tippers, prime movers, B-doubles, road trains, and specialty vehicles. New and used trucks qualify.
Can I finance a fleet of trucks?
Yes, we offer fleet finance solutions with volume discounts and streamlined documentation. Whether you need 2 or 200 vehicles, we can structure a competitive deal.
What if I'm a new ABN holder?
We have specialist lenders for new businesses and ABN holders. While requirements vary, many lenders will consider applicants with less than 2 years in business.
How does the balloon payment work?
A balloon payment reduces your monthly repayments by deferring a portion to the end of the loan. At term end, you can pay it out, refinance, trade in, or hand back (with operating lease).

Ready to Finance Your Truck?

Get a free, no-obligation quote in minutes. Our equipment finance specialists are standing by.

Other Equipment Finance

Explore finance options for other equipment types