Variable
Premium Home Loan Variable
- Optional offset
- Free redraw
- No annual fee
Current rate: published on Bank Australia's own rate card
Customer-owned
Bank Australia
MelbourneFounded 1957ACL/Banking Licence 238431
Strengths
- Customer-owned with responsible-banking ethical positioning
- No fossil-fuel investment policy
- Clean Energy Home Loan discount for energy-efficient homes
Watch out for
- Smaller branch network
- Variable rate not always cheapest
Bank Australia products
Editorial reference covering the product range Bank Australia offers and the structural strengths and trade-offs we observe in the market. The current headline rate and comparison rate sit on Bank Australia\'s own rate card; we do not reproduce them here.
Home loans
Variable
Clean Energy Home Loan
- 1% discount for energy-efficient homes (NatHERS 7+)
- 5-year discount period
Cheapest mainstream home loan rate available, conditional on energy-efficient property
Current rate: published on Bank Australia's own rate card
Car loans
EV / Green
Clean Energy Car Loan
- Discounted rate for electric vehicles
- Hybrid eligible at slightly higher rate
Current rate: published on Bank Australia's own rate card
Other customer-owneds
Same lender category; compare side by side.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Bank Australia rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.
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