Bank Australia is a customer-owned (mutual) lender. It offers home loans and car loans.
On APRA’s August 2026 figures, Bank Australia Limited held $16.6 billion of home loans on its Australian books: 0.7% of the housing lending by the deposit-taking institutions APRA reports, the 15th largest of the 64 with home loans.
What Bank Australia offers in each category, with the features, eligibility and trade-offs we note. Where we captured a current rate from Bank Australia’s own page in the last 60 days, it is shown with its comparison rate and a link to the source; for the other products, follow the link to Bank Australia’s rate card.
*Comparison rates are calculated on the lender's own example: for home loans usually $150,000 over 25 years, for car and personal loans usually $30,000 over five years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Other lenders in our directory that offer home loans, car loans, starting with other customer-owned lenders.
Yes. Bank Australia’s loans are provided by Bank Australia Limited, which is on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959.
Yes. Bank Australia’s car lending includes Electric Vehicle Loan and Used Car Loan. Compare it with the other car loan lenders on our car loan comparison page, which links to each lender’s current rates.
Bank Australia Limited holds Australian Credit Licence 238431. You can check a licence on ASIC’s Professional Registers before you apply.