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Mortgage and finance calculators.

Estimate repayments, borrowing power, stamp duty and refinance savings. Plain-English maths, instant results, no sign-up required.

Calculator

Loan Repayment Calculator

Estimate your monthly repayments based on loan amount, interest rate, and term. Adjust the sliders to compare different scenarios and find the right balance.

Instant Results

See monthly payments, total interest, and total cost

Visual Breakdown

See how much goes to principal vs interest

Calculator results are estimates only and do not constitute a quote or offer of finance. Actual repayments will depend on your individual circumstances, credit assessment, and the lender's terms. Fees and charges may apply.

Calculator

Home loan repayment calculator

Estimate principal-and-interest repayments on an Australian home loan over 5-30 years.

Loan amount$600,000
$100,000$3,000,000
Interest rate6.55% p.a.
4.00% p.a.10.00% p.a.
Loan term30 years
5 years30 years
Monthly repayment
$3,812.16
Total interest
$772,377
Total repayment
$1,372,377
Principal 43.7%Interest 56.3%
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Estimates only. Actual rate and repayment depend on your lender, loan structure and credit assessment.

Borrowing power

Borrowing Power Calculator

Estimate how much you could borrow based on your income, expenses and household.

Annual income (before tax)$100,000
$30,000$500,000
Monthly expenses$2,000
$500$10,000
Existing monthly debt repayments$500
$0$5,000
Number of dependents0
Indicative borrowing power
$0

Indicative only, at a 6.5 per cent rate over 30 years. Actual capacity moves materially with lender policy on income type, dependants and credit history.

Get pre-approved

Estimate only. Lender assessment depends on full income/expense picture and credit file.

Calculator

Borrowing Power Calculator

Estimate how much you could borrow based on your income, expenses, and financial commitments. This gives you a starting point for your property search or finance application.

Income-Based Estimate

Based on 30% serviceability ratio used by most lenders

Adjustable Factors

Account for expenses, debts, and dependents

Calculator results are estimates only and do not constitute a quote or offer of finance. Actual repayments will depend on your individual circumstances, credit assessment, and the lender's terms. Fees and charges may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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