Business Loans from 6.99% p.a.
Business Loan Calculator
Rates last updated: 21 February 2026. Not all products from all lenders are available.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Business Finance for Every Need
Whether you need working capital, expansion funding, or a commercial property loan, we've got the right solution.
Working Capital
Short-term funding to manage cash flow, cover expenses, or seize opportunities. From $5,000 to $500,000.
- Unsecured options
- Fast approval
- Flexible terms
Business Expansion
Fund your growth plans — new locations, equipment, staff, or inventory. Up to $5M+.
- Secured & unsecured
- Competitive rates
- Long-term finance
Commercial Property
Finance your business premises, warehouse, or investment property. Owner-occupied and investment.
- Owner-occupied
- Investment property
- SMSF lending
Line of Credit
Flexible revolving credit for ongoing business needs. Only pay interest on what you use.
- Pay as you use
- Revolving credit
- Flexible drawdowns
Invoice Finance
Unlock cash tied up in unpaid invoices. Get up to 90% of your invoice value upfront.
- Up to 90% advance
- Improve cash flow
- Flexible facility
Startup Funding
Finance for new businesses and startups. Options available for ABN holders from day one.
- New ABN OK
- Low-doc options
- Mentorship support
Industry-Specific Business Finance
We understand that every industry has unique funding needs. Our specialists know your sector.
Business Finance Made Simple
We know getting business finance can be complex. That's why we've built relationships with specialist business lenders who understand your industry and can move fast.
Fast Approval
Get a decision in as little as 24 hours. We know time matters.
50+ Lenders
Access Australia's biggest panel of business lending specialists.
Flexible Terms
Secured and unsecured options from $5K to $5M+ with flexible repayments.
Expert Guidance
Dedicated business finance specialists who understand your industry.
Get Your Business Funded
- Rates from 6.99% p.a. (comparison 7.45% p.a.*)
- $5,000 to $5M+ available
- Unsecured options to $500K
- 24-hour approval available
- 100% free service
Trusted by Australian Businesses
See how we've helped businesses like yours get the funding they need to grow.
Needed working capital urgently for a new project. Your Finance Guide got me $200K unsecured in 48 hours. Incredible service.
Expanded our restaurant to a second location with a business loan arranged by these guys. The rate was better than our bank offered.
As a startup, I thought getting finance would be impossible. They found a lender who backed us from day one. Game changer.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Business Loan FAQs
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Ready to Fund Your Business?
Get a free, no-obligation quote in minutes. Our business finance specialists are standing by.