Your Finance GuideAustralian finance education
Major bank

National Australia Bank

Big-four bank with the strongest SME and agribusiness franchise of the four. Owns UBank (digital) and 86 400 (now merged into UBank).

MelbourneFounded 1858ACL/Banking Licence 230686

Strengths

  • Choice Package bundles home loan, account, credit card
  • Market-leading SME and agribusiness lending
  • NAB Now Pay Later and digital innovation through UBank
  • Strong fixed-rate range

Watch out for

  • Choice Package annual fee $395
  • Default reversion variable higher than discount tier

NAB products

Editorial reference covering the product range NAB offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to NAB\'s own rate card; the live number sits with them.

Home loans

Business loans

Equipment finance

Other major banks

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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Get a quote across the broker panel

The National Australia Bank rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.