Variable
NAB Choice Package Variable
- 100% offset
- Unlimited extra repayments
- Redraw
Current rate: published on NAB's own rate card
Major bank
National Australia Bank
MelbourneFounded 1858ACL/Banking Licence 230686
Strengths
- Choice Package bundles home loan, account, credit card
- Market-leading SME and agribusiness lending
- NAB Now Pay Later and digital innovation through UBank
- Strong fixed-rate range
Watch out for
- Choice Package annual fee $395
- Default reversion variable higher than discount tier
NAB products
Editorial reference covering the product range NAB offers and the structural strengths and trade-offs we observe in the market. The current headline rate and comparison rate sit on NAB\'s own rate card; we do not reproduce them here.
Home loans
Fixed 2yr
Fixed 2 Years (Choice)
- Fixed term certainty
Current rate: published on NAB's own rate card
Fixed 3yr
Fixed 3 Years (Choice)
- Mid-term fixed certainty
Current rate: published on NAB's own rate card
Business loans
Asset-backed term
NAB QuickBiz Loan
- Online application
- Decision in days
- For SMEs trading 12+ months
Current rate: published on NAB's own rate card
Equipment finance
Chattel mortgage
Asset Finance Chattel Mortgage
- GST claim upfront
- Depreciation deductible
- PPSR-secured
Current rate: published on NAB's own rate card
Our NAB coverage
- NAB home loans: the deep dive
Tailored Home Loan, Choice Package, fixed 1 to 5 years. NAB's position in the major-bank set and where it tends to win files.
- NAB personal loans: the deep dive
Unsecured fixed-rate term loan up to $55,000, 1 to 7 year terms. The product range and where it sits against the rest of the Big 4.
- NAB equipment finance: the deep dive
Australia's largest business bank is also one of its largest equipment financiers, with particular depth in agriculture and health. What NAB writes, how its equipment loans work, and where specialist lenders still beat it.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The National Australia Bank rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.
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