- 100% offset
- Unlimited extra repayments
- Redraw
National Australia Bank
Strengths
- Choice Package bundles home loan, account, credit card
- Market-leading SME and agribusiness lending
- NAB Now Pay Later and digital innovation through UBank
- Strong fixed-rate range
Watch out for
- Choice Package annual fee $395
- Default reversion variable higher than discount tier
NAB products
Editorial reference covering the product range NAB offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to NAB\'s own rate card; the live number sits with them.
Home loans
- Fixed term certainty
- Mid-term fixed certainty
Business loans
- Online application
- Decision in days
- For SMEs trading 12+ months
Equipment finance
- GST claim upfront
- Depreciation deductible
- PPSR-secured
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Get a quote across the broker panel
The National Australia Bank rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.