Advertiser and affiliate disclosure

What pays for this site

Partnership fees from licensed brokers. Brokers who meet our criteria pay Your Finance Guide a partnership fee to receive enquiries from this site.

If you submit an enquiry on this site, it goes to a licensed broker who meets our criteria. The broker contacts you, runs a needs assessment, and (if you proceed) compares lenders on your behalf and arranges the loan. The service is free for borrowers: the partnership fee is paid by the broker, not by you, and is not added to your loan. Brokers are usually also paid a commission by the lender when a loan settles.

Related-party relationship

Your Finance Guide and the broker partner are part of the same group of companies. We surface this on the footer of every page, on the Credit Guide, on the trust page, and here, because it is the most material conflict of interest a reader has reason to weigh.

We do not earn commissions from individual lenders. We do not maintain a panel of paid advertisers. We do not run sponsored placements inside editorial copy. The site is paid for by the broker partnership fees described above.

What does not influence editorial

• Lender commission rates do not influence guide content or rankings.
• Lender marketing spend does not influence which products get covered or how they are described.
• The decision to apply is the reader's. Most readers we hear from use the guides and never submit the apply form. That is an entirely valid outcome and is the reason the calculators and guides exist as standalone products.

Sponsored content

We do not publish sponsored content. If that ever changes, the change will be disclosed on this page first, sponsored items will be labelled Sponsored on the page itself, and the relationship behind the sponsorship will be named in line with the rest of our disclosure standards.

Affiliate links

Outbound product links on the site (where present) use the rel="sponsored nofollow" attribute as required by Google Search guidelines, and pass through a tracked redirect so we can audit click and enquiry attribution. The link target itself is not altered, the borrower lands on the lender's public application page or the partner's enquiry form.

Questions or complaints

For complaints about the broker partnership or a broker's conduct, please follow the steps in our complaints process. For editorial concerns about how a guide describes a lender or a product, email hello@yourfinanceguide.com.au.