Unsecured term
OnDeck Term Loan
- Unsecured
- Weekly or monthly repayments
Current rate: published on OnDeck's own rate card
Specialist
OnDeck Capital Australia
Australian arm of US-headquartered SME lender. Term loans and lines of credit for established businesses.
SydneyFounded 2015
OnDeck at a glance
OnDeck Capital Australia is a specialist non-bank lender. It offers business loans.
- Lender type
- Specialist
- Bank or non-bank
- Non-bank lender (not an ADI)
- Lends
- Business loans
- Headquarters
- Sydney
Strengths
- Term loans up to $250k
- No fixed early payout fees
Watch out for
- Pricing reflects unsecured tier
OnDeck loans and products
What OnDeck offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to OnDeck’s own rate card.
OnDeck business loans
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More on OnDeck
- OnDeck review: pros, cons and who it suits
What OnDeck offers, the trade-offs, and who should look elsewhere.
OnDeck: frequently asked questions
Is OnDeck a bank?
No. OnDeck is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. It lends to businesses, and business lending is not covered by the National Credit Code.