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Specialist

Moula

Digital SME term loan specialist with bank-feed-based underwriting. Strong relationship with Xero and MYOB.

MelbourneFounded 2013

Moula at a glance

Moula is a specialist non-bank lender. It offers business loans.

Lender type
Specialist
Bank or non-bank
Non-bank lender (not an ADI)
Lends
Business loans
Headquarters
Melbourne

Strengths

  • Xero and MYOB integration
  • Bank-feed-based underwriting
  • Decisions in hours
  • Pay Later product for SME B2B trade

Watch out for

  • Maximum loan size lower than peers
  • Pricing reflects unsecured tier

Moula loans and products

What Moula offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to Moula’s own rate card.

Moula business loans

Compare business loans lenders
Unsecured term

Moula Business Loan

  • Unsecured
  • Xero/MYOB integration
  • Decisions in hours
Current rate: published on Moula's own rate card

Moula: frequently asked questions

Is Moula a bank?

No. Moula is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. It lends to businesses, and business lending is not covered by the National Credit Code.

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