Unsecured term
Capify Small Business Loan
- Unsecured
- Daily or weekly debits
Current rate: published on Capify's own rate card
Specialist
Capify Australia
SydneyFounded 2008
Capify at a glance
Capify Australia is a specialist non-bank lender. It offers business loans.
- Lender type
- Specialist
- Bank or non-bank
- Non-bank lender (not an ADI)
- Lends
- Business loans
- Headquarters
- Sydney
Strengths
- Merchant cash advance products
- Strong for retail and hospitality SMEs
- Fast decisions
Watch out for
- Merchant cash advance has different cost mechanics
- Effective rate higher than headline on MCA
Capify loans and products
What Capify offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to Capify’s own rate card.
Capify business loans
Compare business loans lenders →Alternatives to Capify
Other lenders in our directory that offer business loans, starting with other specialist lenders.
Capify: frequently asked questions
Is Capify a bank?
No. Capify is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. It lends to businesses, and business lending is not covered by the National Credit Code.