Your Finance GuideAustralian finance education
Specialist

Capify Australia

Specialist SME lender with term loans and merchant cash advance products. Strong for businesses with predictable card-revenue cash flow.

SydneyFounded 2008ACL/Banking Licence 470879

Strengths

  • Merchant cash advance products
  • Strong for retail and hospitality SMEs
  • Fast decisions

Watch out for

  • Merchant cash advance has different cost mechanics
  • Effective rate higher than headline on MCA

Capify products

Editorial reference covering the product range Capify offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Capify\'s own rate card; the live number sits with them.

Business loans

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Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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The Capify Australia rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.