- Unsecured
- Same-day decisions
- Daily or weekly repayments
Lumi Finance
Strengths
- Same-day decisions
- Bank-feed-based underwriting
- Strong app experience
Watch out for
- Pricing reflects unsecured risk premium
- Smaller maximum loan size
Lumi products
Editorial reference covering the product range Lumi offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Lumi\'s own rate card; the live number sits with them.
Business loans
Other specialists
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WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Lumi Finance rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.