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Specialist

GetCapital (Shift)

Rebranded from GetCapital in 2024. SME term loan, line of credit, and asset finance specialist with strong broker channel.

SydneyFounded 2014ACL/Banking Licence 472543

Strengths

  • Multi-product SME panel
  • Strong broker channel relationship
  • Trade and asset finance

Watch out for

  • Tier pricing varies
  • Brand transition from GetCapital

Shift products

Editorial reference covering the product range Shift offers and the structural strengths and trade-offs we observe in the market. The current headline rate and comparison rate sit on Shift\'s own rate card; we do not reproduce them here.

Business loans

Unsecured term
Shift Business Term Loan
  • Unsecured term
  • Decision in days
Current rate: published on Shift's own rate card

Equipment finance

Chattel mortgage
Shift Asset Finance
  • Chattel mortgage
  • Wide asset class
Current rate: published on Shift's own rate card

Other specialists

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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The GetCapital (Shift) rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ broker-partner reviewsAustralian Credit Licence 505575Independent. Education first.
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