Unsecured term
Shift Business Term Loan
- Unsecured term
- Decision in days
Current rate: published on Shift's own rate card
Specialist
GetCapital (Shift)
Rebranded from GetCapital in 2024. SME term loan, line of credit, and asset finance specialist with strong broker channel.
SydneyFounded 2014Australian Credit Licence 487207
Shift at a glance
GetCapital (Shift) is a specialist non-bank lender. It offers business loans and equipment finance.
- Lender type
- Specialist
- Bank or non-bank
- Non-bank lender (not an ADI)
- Credit licence
- ACL 487207, Shift Finance Australia Pty Ltd
- Lends
- Business loans, Equipment finance
- Headquarters
- Sydney
Strengths
- Multi-product SME panel
- Strong broker channel relationship
- Trade and asset finance
Watch out for
- Tier pricing varies
- Brand transition from GetCapital
Shift loans and products
What Shift offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to Shift’s own rate card.
Shift business loans
Compare business loans lendersShift equipment finance
Compare equipment finance lendersChattel mortgage
Shift Asset Finance
- Chattel mortgage
- Wide asset class
Current rate: published on Shift's own rate card
Alternatives to Shift
Other lenders in our directory that offer business loans, equipment finance, starting with other specialist lenders.
Shift: frequently asked questions
Is Shift a bank?
No. Shift is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. Its Australian Credit Licence is 487207, held by Shift Finance Australia Pty Ltd, and lending to consumers under a credit licence is regulated by ASIC under the National Consumer Credit Protection Act 2009.
What is Shift’s credit licence number?
Shift Finance Australia Pty Ltd holds Australian Credit Licence 487207. You can check a licence on ASIC’s Professional Registers before you apply.