- Pricing per month of invoice exposure
- Funds a high percentage of invoice value
- Disclosed and undisclosed options
ScotPac
Strengths
- Largest specialist SME invoice finance provider
- Strong trade finance and asset finance
- 35+ years operating history
Watch out for
- Pricing reflects working-capital risk profile
- Concentration limits on single-debtor exposure
ScotPac products
Editorial reference covering the product range ScotPac offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to ScotPac\'s own rate card; the live number sits with them.
Business loans
Equipment finance
- Chattel mortgage structure
- PPSR-secured
- Wide asset class acceptance
Other specialists
Same lender category; compare side by side.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The ScotPac rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.