ScotPac is a specialist non-bank lender. It offers business loans and equipment finance.
What ScotPac offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to ScotPac’s own rate card.
Other lenders in our directory that offer business loans, equipment finance, starting with other specialist lenders.
No. ScotPac is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. It lends to businesses, and business lending is not covered by the National Credit Code.