Real Estate & Property

Business Loans for Real Estate & Property from 5.99% p.a.

Finance your real estate business growth with loans for property development, agency operations, and working capital. Solutions for agents, developers, and property managers.

Comparison rate from 6.45% p.a.* Loans from $20K to $5M.

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Real Estate & Property Loans at a Glance
Rates from 5.99% p.a. (comparison rate 6.45% p.a.*)
Loan amounts from $20K to $5M
Terms from 12 to 60 months
50+ lender panel with real estate & property specialists
No obligation quote, free expert guidance

Common Financing Needs for Real Estate & Property

We help real estate & property businesses access the right finance for their specific needs. Here are the most common things our real estate & property clients finance:

Agency working capital and cash flow

Marketing and advertising campaigns

Office fitout and technology upgrades

Trust account and compliance requirements

Property management system investment

Real Estate & Property Business Loan Features

Loans from $20,000 to $5,000,000

Agency working capital facilities

Commission advance products

Office fitout and renovation finance

Marketing and growth funding

Fast approval for established agencies

Why Real Estate & Property Businesses Choose Us

Bridge Commission Gaps

Access working capital between commission payments so you can keep investing in marketing and operations without cash flow constraints.

Grow Your Agency

Fund office expansion, technology upgrades, and marketing campaigns to attract more listings and grow your market share.

Invest in Technology

Finance CRM systems, property management software, and digital marketing tools to streamline operations and improve client experience.

Competitive Rates

Real estate professionals with strong commission histories are viewed favourably by lenders, resulting in competitive rates and flexible terms.

Industry Challenges We Solve

We understand the unique lending challenges faced by real estate & property businesses. Our lender panel includes specialists who can work with these common situations:

Commission income is irregular and market-dependent

Property market downturns reducing transaction volumes

High marketing costs relative to revenue timing

How to Get a Real Estate & Property Business Loan

Tell Us Your Needs

Share your real estate & property financing requirements and goals.

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

Find a Broker

Receive competitive offers and choose the best option.

Funds Delivered

Settlement and funds delivered, often within days.

Related Finance Options

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Small Business Loans

SME funding solutions

Unsecured Business Loans

No property security needed

Secured Business Loans

Lower rates with security

Startup Loans

New business funding

Cash Flow Loans

Working capital solutions

Line of Credit

Flexible drawdown facility

Real Estate & Property Business Loan FAQs

Can real estate agents get business loans?

Yes. Real estate agents and agencies can access business loans for working capital, marketing, office fitout, technology, and growth. Lenders assess commission income history, rent roll if applicable, and overall business performance.

What is a commission advance?

A commission advance provides upfront access to a portion of your earned but unpaid commissions. This helps bridge the gap between a sale and settlement, improving your cash flow for ongoing operations and marketing.

Can I get finance for office fitout and renovation?

Yes. Office fitout, renovation, signage, and technology for real estate agencies are all financeable. The investment in your physical presence can be spread over several years.

How do lenders assess real estate businesses?

Lenders look at commission history over 2 to 3 years, rent roll income, market conditions, agency brand and reputation, and your personal financial position. Diversified income from sales and property management is viewed positively.

Is property development finance available?

Yes. Property development finance is a separate product from standard business loans. It covers land acquisition, construction costs, and associated expenses. These are typically structured differently with staged drawdowns aligned to construction milestones.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Free · No obligation · One match

Ready to Fund Your Real Estate & Property Business?

Specialist lenders, competitive rates from 5.99% p.a. Free, no-obligation quote.

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