Business Loans for Hospitality & Cafes
Finance your cafe, restaurant, bar, or hotel with business loans designed for the hospitality industry. Equipment, fitout, and working capital solutions.
Loans from $5K to $1M, over 12 to 60 months, depending on the lender and the security.
- Loan amounts from $5K to $1M
- Terms from 12 to 60 months
- Secured and unsecured options, matched to the security you have
- A licensed broker who compares lenders for hospitality & cafes
- No obligation to proceed with any offer
Common financing needs: Hospitality & Cafes
The things businesses in this sector most often finance:
Hospitality & Cafes business loan features
How businesses in this sector use finance
Fitout Funding
Finance your complete venue fitout including kitchen equipment, furniture, signage, and construction to create the space your business needs.
Seasonal Support
Access working capital to manage seasonal fluctuations, stock up for busy periods, and cover wages during quieter months.
Equipment Upgrades
Upgrade commercial kitchen equipment, coffee machines, and POS systems to improve efficiency and customer experience.
Plan Around Deadlines
Applying early, with documents ready, helps you meet tight lease and fitout deadlines so you can open or renovate on schedule.
Lending challenges for this sector
Lenders that specialise in the sector can work with situations like these, which is where a broker's knowledge of each lender's appetite matters:
How to get a business loan for hospitality & cafes
Tell us your needs
Share what the finance is for, how much you need and how long you have been trading.
A broker compares lenders
A licensed business finance broker compares lenders on their panel for hospitality & cafes.
Compare your options
Review the offers and choose the one that fits.
Settlement
The lender settles the loan and releases the funds.
Related finance options
Business loans for other industries, and the main business finance products.
Hospitality & Cafes business loan FAQs
Can I get a loan to open a new cafe or restaurant?
What hospitality equipment can be financed?
How do lenders view hospitality businesses?
Can I get finance for a venue renovation?
What if my cafe is seasonal?
Do I need security for a hospitality business loan?
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans, a loan of $30,000 over 5 years for car and personal loans, and $50,000 over 5 years for equipment finance, unless the lender states another basis.
Ready to fund the next step?
Answer a few quick questions and a licensed business finance broker compares lenders for hospitality & cafes. Free to use, no obligation.