Transport & Logistics

Business Loans for Transport & Logistics from 5.99% p.a.

Finance your fleet, fuel costs, and business growth with loans designed for transport operators and logistics companies across Australia.

Comparison rate from 6.45% p.a.* Loans from $10K to $2M.

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Transport & Logistics Loans at a Glance
  • Rates from 5.99% p.a. (comparison rate 6.45% p.a.*)
  • Loan amounts from $10K to $2M
  • Terms from 12 to 84 months
  • 50+ lender panel with transport & logistics specialists
  • No obligation quote — free expert guidance

Common Financing Needs for Transport & Logistics

We help transport & logistics businesses access the right finance for their specific needs. Here are the most common things our transport & logistics clients finance:

Truck and fleet finance
Trailer and body purchases
Fuel and operating cost funding
Warehouse and depot upgrades
GPS and fleet management technology

Transport & Logistics Business Loan Features

Loans from $10,000 to $2,000,000
Fleet finance with volume discounts
Fuel and operating cost facilities
Chattel mortgage and hire purchase
Balloon payment options
Fast approval for fleet expansion

Why Transport & Logistics Businesses Choose Us

Grow Your Fleet

Add trucks, vans, and trailers to your fleet without large upfront capital. Spread the cost over the earning life of the asset.

Manage Fuel Costs

Access working capital facilities to manage rising fuel costs and maintain healthy cash flow between invoice payments.

Tax Efficient Structures

Choose between chattel mortgage, hire purchase, and operating lease structures to maximise tax benefits for your business.

Fleet Specialists

Work with lenders who understand transport operations and can offer competitive rates for multiple vehicle purchases.

Industry Challenges We Solve

We understand the unique lending challenges faced by transport & logistics businesses. Our lender panel includes specialists who can work with these common situations:

Rising fuel and operating costs squeezing margins
Long payment terms from major freight customers
High capital requirements for fleet expansion

How to Get a Transport & Logistics Business Loan

1

Tell Us Your Needs

Share your transport & logistics financing requirements and goals.

2

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

3

Get Approved

Receive competitive offers and choose the best option.

4

Funds Delivered

Settlement and funds delivered, often within days.

Get Transport & Logistics Finance

Rates from
5.99% p.a.
Comparison rate 6.45% p.a.*
  • Rates from 5.99% p.a.
  • $10K to $2M available
  • Terms 12 to 84 months
  • No obligation quote
  • Free expert guidance
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Rated by 2,000+ customers across Australia

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SME funding solutions
Unsecured Business Loans
No property security needed
Secured Business Loans
Lower rates with security
Startup Loans
New business funding
Cash Flow Loans
Working capital solutions
Line of Credit
Flexible drawdown facility

Transport & Logistics Business Loan FAQs

Can I finance a fleet of trucks at once?
Yes. We offer fleet finance solutions that allow you to finance multiple vehicles in a single transaction. Volume discounts are often available, and documentation can be streamlined for fleet purchases.
What is the best finance structure for a transport business?
The best structure depends on your business. Chattel mortgage lets you claim GST upfront and depreciation. Hire purchase spreads payments and you own the asset at the end. Operating lease offers lower repayments and suits businesses wanting to upgrade regularly.
Can I get finance for used trucks?
Yes. We finance used trucks and trailers up to 15 years old with many lenders. Rates and terms vary based on the age and condition of the vehicle, but competitive options are available for quality used equipment.
How does balloon payment work for truck finance?
A balloon payment defers a portion of the loan to the end of the term, reducing your monthly repayments. At the end, you can pay the balloon, refinance it, trade in the vehicle, or return it under certain lease structures.
Do you finance trailers and body work separately?
Yes. Trailers, body builds, refrigeration units, and accessories can be financed separately or bundled with the prime mover. We can structure the finance to suit your specific requirements.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Ready to Fund Your Transport & Logistics Business?

Specialist lenders, competitive rates from 5.99% p.a. Free, no-obligation quote.

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