Business Loans for Agriculture & Farming
Finance your farm operations, equipment, and growth with loans designed for Australian farmers and agribusinesses. Seasonal repayment options available.
Loans from $10K to $2M, over 12 to 84 months, depending on the lender and the security.
- Loan amounts from $10K to $2M
- Terms from 12 to 84 months
- Secured and unsecured options, matched to the security you have
- A licensed broker who compares lenders for agriculture & farming
- No obligation to proceed with any offer
Common financing needs: Agriculture & Farming
The things businesses in this sector most often finance:
Agriculture & Farming business loan features
How businesses in this sector use finance
Seasonal Repayments
Align your loan repayments with harvest income and seasonal cash flow patterns so you pay more when you earn more.
Farm Equipment Finance
Access competitive rates on tractors, harvesters, irrigation equipment, and other farm machinery with terms up to 7 years.
Operating Capital
Fund seed, fertiliser, fuel, and other seasonal inputs to keep your farm operating at full capacity through the growing season.
Agri Specialists
Work with lenders who understand farming cycles, commodity prices, and the unique challenges of Australian agriculture.
Lending challenges for this sector
Lenders that specialise in the sector can work with situations like these, which is where a broker's knowledge of each lender's appetite matters:
How to get a business loan for agriculture & farming
Tell us your needs
Share what the finance is for, how much you need and how long you have been trading.
A broker compares lenders
A licensed business finance broker compares lenders on their panel for agriculture & farming.
Compare your options
Review the offers and choose the one that fits.
Settlement
The lender settles the loan and releases the funds.
Related finance options
Business loans for other industries, and the main business finance products.
Agriculture & Farming business loan FAQs
Can I get a business loan with seasonal repayments?
Are there government-backed loans for farmers?
What can farm business loans be used for?
How do lenders assess farming income?
Can I finance irrigation and water infrastructure?
Is drought recovery finance available?
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans, a loan of $30,000 over 5 years for car and personal loans, and $50,000 over 5 years for equipment finance, unless the lender states another basis.
Ready to fund the next step?
Answer a few quick questions and a licensed business finance broker compares lenders for agriculture & farming. Free to use, no obligation.