Healthcare & Medical

Business Loans for Healthcare & Medical Practices from 5.49% p.a.

Finance your medical practice, equipment, and growth with loans tailored for GPs, specialists, allied health professionals, and healthcare businesses across Australia.

Comparison rate from 5.95% p.a.* Loans from $10K to $2M.

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Healthcare & Medical Loans at a Glance
  • Rates from 5.49% p.a. (comparison rate 5.95% p.a.*)
  • Loan amounts from $10K to $2M
  • Terms from 12 to 84 months
  • 50+ lender panel with healthcare & medical specialists
  • No obligation quote — free expert guidance

Common Financing Needs for Healthcare & Medical

We help healthcare & medical businesses access the right finance for their specific needs. Here are the most common things our healthcare & medical clients finance:

Medical equipment purchases
Practice acquisition and buyouts
Practice fitout and renovation
Technology and software upgrades
Working capital for new practices

Healthcare & Medical Business Loan Features

Loans from $10,000 to $2,000,000
Practice acquisition funding with goodwill
Medical equipment finance
Fitout and renovation finance
Preferential rates for medical professionals
Fast approval for healthcare practitioners

Why Healthcare & Medical Businesses Choose Us

Professional Rates

Medical professionals are viewed favourably by lenders. Access preferential rates and higher borrowing limits based on your qualifications and earning capacity.

Practice Growth

Fund practice acquisitions, fit-outs, and equipment upgrades to expand your services and revenue without depleting your reserves.

Goodwill Lending

Specialist healthcare lenders understand the value of medical practice goodwill and can fund practice purchases including the intangible component.

Technology Currency

Stay current with the latest medical equipment and technology through flexible finance structures that allow regular upgrades.

Industry Challenges We Solve

We understand the unique lending challenges faced by healthcare & medical businesses. Our lender panel includes specialists who can work with these common situations:

High upfront costs for practice acquisition and fitout
Lengthy credentialing and accreditation processes
Medicare and billing delays affecting cash flow

How to Get a Healthcare & Medical Business Loan

1

Tell Us Your Needs

Share your healthcare & medical financing requirements and goals.

2

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

3

Get Approved

Receive competitive offers and choose the best option.

4

Funds Delivered

Settlement and funds delivered, often within days.

Get Healthcare & Medical Finance

Rates from
5.49% p.a.
Comparison rate 5.95% p.a.*
  • Rates from 5.49% p.a.
  • $10K to $2M available
  • Terms 12 to 84 months
  • No obligation quote
  • Free expert guidance
Get a Free QuoteEmail Us
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Rated by 2,000+ customers across Australia

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No property security needed
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Lower rates with security
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Line of Credit
Flexible drawdown facility

Healthcare & Medical Business Loan FAQs

Do medical professionals get better loan rates?
Yes. Many lenders offer preferential rates and terms for medical professionals including GPs, specialists, dentists, and allied health practitioners. Your professional qualifications and earning capacity are factored into the assessment, often resulting in more favourable terms.
Can I get a loan to buy an existing medical practice?
Yes. Practice acquisition finance is a well-established lending category. Lenders can fund the purchase price including goodwill, equipment, and working capital. You will typically need a business plan, the practice financials, and your personal financial position.
What medical equipment can be financed?
Virtually all medical equipment qualifies for finance including diagnostic imaging, pathology equipment, dental chairs and equipment, surgical instruments, physiotherapy equipment, optical equipment, and practice IT systems.
How much deposit do I need to buy a medical practice?
Most lenders require a contribution of 10% to 30% of the total practice cost. Medical professionals often receive more favourable deposit requirements due to their earning capacity and the stability of healthcare income.
Can I finance a practice fitout or renovation?
Yes. Practice fitout finance covers construction, equipment, furniture, IT systems, and compliance requirements. Some lenders offer specific healthcare fitout products with competitive rates and flexible terms.
How long does medical practice finance take to approve?
Straightforward equipment finance can be approved within 24 to 48 hours. Practice acquisition finance typically takes 2 to 4 weeks due to the complexity of valuing goodwill, reviewing financials, and completing due diligence.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Ready to Fund Your Healthcare & Medical Business?

Specialist lenders, competitive rates from 5.49% p.a. Free, no-obligation quote.

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