Mining & Resources

Business Loans for Mining & Resources from 5.49% p.a.

Finance your mining operations, heavy equipment, and business growth with loans designed for the Australian resources sector. Competitive rates for an essential industry.

Comparison rate from 5.95% p.a.* Loans from $50K to $5M.

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Mining & Resources Loans at a Glance
Rates from 5.49% p.a. (comparison rate 5.95% p.a.*)
Loan amounts from $50K to $5M
Terms from 12 to 84 months
50+ lender panel with mining & resources specialists
No obligation quote, free expert guidance

Common Financing Needs for Mining & Resources

We help mining & resources businesses access the right finance for their specific needs. Here are the most common things our mining & resources clients finance:

Heavy equipment and machinery finance

Fleet vehicle purchases

Site establishment and infrastructure

Working capital for contract mobilisation

Safety and compliance equipment

Mining & Resources Business Loan Features

Loans from $50,000 to $5,000,000

Heavy equipment and machinery finance

Fleet and vehicle finance

Contract mobilisation funding

Flexible terms matching contract periods

Specialist mining industry lenders

Why Mining & Resources Businesses Choose Us

Equipment Access

Finance excavators, dump trucks, drill rigs, and heavy machinery so you can mobilise for contracts without massive upfront capital.

Contract Alignment

Structure loan terms to align with your contract periods, ensuring repayments match the revenue timeline of your mining projects.

Fleet Solutions

Finance multiple vehicles and equipment in a single transaction with volume discounts and streamlined documentation.

Industry Understanding

Work with lenders who understand mining operations, FIFO arrangements, and the capital-intensive nature of the resources sector.

Industry Challenges We Solve

We understand the unique lending challenges faced by mining & resources businesses. Our lender panel includes specialists who can work with these common situations:

Commodity price cycles affecting revenue

High capital costs for mobilisation and equipment

Remote location operating challenges

How to Get a Mining & Resources Business Loan

Tell Us Your Needs

Share your mining & resources financing requirements and goals.

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

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Receive competitive offers and choose the best option.

Funds Delivered

Settlement and funds delivered, often within days.

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Small Business Loans

SME funding solutions

Unsecured Business Loans

No property security needed

Secured Business Loans

Lower rates with security

Startup Loans

New business funding

Cash Flow Loans

Working capital solutions

Line of Credit

Flexible drawdown facility

Mining & Resources Business Loan FAQs

What mining equipment can be financed?

All mining equipment qualifies for finance including excavators, dump trucks, drill rigs, crushers, conveyors, graders, water trucks, light vehicles, and support equipment. Both new and used equipment can be financed.

Can I align loan terms with my mining contract?

Yes. Many lenders will structure equipment finance and working capital facilities to align with your contract terms. This ensures your repayment obligations match the revenue period of the project.

How much can a mining contractor borrow?

Mining contractors can typically access from $50,000 to $5,000,000 or more for equipment and working capital. Amounts depend on your contract pipeline, trading history, equipment value, and overall financial position.

Do you finance used mining equipment?

Yes. Used mining equipment is regularly financed. Lenders assess the age, condition, and remaining useful life of the equipment. Reputable dealers and equipment with good maintenance records attract the best terms.

Can new mining businesses get finance?

Newer mining businesses with secured contracts can access finance, though the terms may differ from established operators. Your personal industry experience, the strength of your contracts, and your financial position are all assessed.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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Ready to Fund Your Mining & Resources Business?

Specialist lenders, competitive rates from 5.49% p.a. Free, no-obligation quote.

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