Your Finance GuideAustralian finance education
Tier-2 bank

Bendigo and Adelaide Bank

Victorian-rooted community-banking-model bank, parent of Up. Strong regional footprint and customer-owned-bank-style values within an ASX-listed structure.

BendigoFounded 1858ACL/Banking Licence 237879

Strengths

  • Community Bank model with local branch ownership
  • Strong agribusiness and regional presence
  • Up Bank for digital-first customers

Watch out for

  • Headline rates rarely the cheapest
  • Variable product range narrower than majors

Bendigo Bank products

Editorial reference covering the product range Bendigo Bank offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Bendigo Bank\'s own rate card; the live number sits with them.

Home loans

Other tier-2 banks

Same lender category; compare side by side.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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The Bendigo and Adelaide Bank rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.

★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.