- Optional offset
- Free extra repayments and redraw
Bendigo and Adelaide Bank
Strengths
- Community Bank model with local branch ownership
- Strong agribusiness and regional presence
- Up Bank for digital-first customers
Watch out for
- Headline rates rarely the cheapest
- Variable product range narrower than majors
Bendigo Bank products
Editorial reference covering the product range Bendigo Bank offers and the structural strengths and trade-offs we observe in the market. The current headline rate and comparison rate sit on Bendigo Bank\'s own rate card; we do not reproduce them here.
Home loans
- Fixed term certainty
Our Bendigo Bank coverage
- Bendigo Bank home loans: the deep dive
Connect Package, Express variable, fixed 1 to 5 years. Where Bendigo competes, the community-bank positioning, and the practical rate honesty.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Bendigo and Adelaide Bank rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.