Rates last updated: 21 February 2026. Not all products from all lenders are available.
Excavator Finance
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Why Finance Your Excavator?
Discover the advantages of financing your equipment instead of paying cash upfront.
Preserve Cash Flow
Keep your working capital intact while acquiring the equipment you need to grow.
Tax Benefits
Claim depreciation and interest as tax deductions with the right finance structure.
Flexible Terms
Choose from 2-7 year terms with seasonal payment options to match your income.
Asset Protection
Own the equipment outright at the end of the term with chattel mortgage.
Excavators for Every Industry
We finance excavators across all industries and applications. Whether you're expanding your fleet or starting fresh, we've got the right finance solution.
Get Started Today
- Rates from 5.99% p.a. (comparison 6.45% p.a.*)
- Finance $20K to $2M+
- Terms from 24 to 84 months
- New and used excavators
- 24-hour approval available
How to Finance Your Equipment
Getting your equipment financed is simple. Here's how it works.
Apply Online
Complete our simple form in under 5 minutes.
We Compare
We match you with the best lenders for your needs.
Find a Broker
Receive approval in as little as 24 hours.
Find a Broker
Funds released and you're good to go.
Why Choose Your Finance Guide?
We're specialists in equipment finance with a track record of helping Australian businesses.
24-Hour Approval
Fast decisions so you can secure equipment quickly.
50+ Lenders
Australia's biggest panel of equipment broker specialists.
Competitive Rates
We compare rates to find you the best deal.
4.9/5 Rating
Trusted by thousands of Australian businesses.
Calculate Your Excavator Repayments
Use our calculator to estimate your monthly repayments. Adjust the loan amount, interest rate, and term to see different scenarios.
Excavator Finance FAQs
Common questions about excavator finance
What types of excavators can I finance?
What's the difference between chattel mortgage and hire purchase?
Can I get finance for a used excavator?
How quickly can I get approved?
Do I need a deposit?
Ready to Finance Your Excavator?
Tell us your situation. The broker network will return with options that fit. Our equipment broker specialists are standing by.
Other Equipment Finance
Explore finance options for other equipment types