IT & Technology

Business Loans for IT & Technology Companies from 5.99% p.a.

Finance your tech business growth with loans for equipment, talent acquisition, and working capital. Solutions for startups, SaaS companies, and IT service providers.

Comparison rate from 6.45% p.a.* Loans from $5K to $1M.

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IT & Technology Loans at a Glance
Rates from 5.99% p.a. (comparison rate 6.45% p.a.*)
Loan amounts from $5K to $1M
Terms from 12 to 60 months
50+ lender panel with it & technology specialists
No obligation quote, free expert guidance

Common Financing Needs for IT & Technology

We help it & technology businesses access the right finance for their specific needs. Here are the most common things our it & technology clients finance:

IT hardware and infrastructure

Software development and licensing

Office fitout and co-working spaces

Talent acquisition and team expansion

Marketing and customer acquisition

IT & Technology Business Loan Features

Loans from $5,000 to $1,000,000

IT equipment and hardware finance

Revenue-based financing options

Unsecured loans for asset-light businesses

Fast approval for recurring revenue models

Flexible terms for growing tech companies

Why IT & Technology Businesses Choose Us

Scale Quickly

Access the capital you need to hire developers, invest in marketing, and scale your technology business before the market window closes.

No Physical Assets Needed

Unsecured business loans are available for tech companies without traditional physical assets. Revenue and recurring income are key assessment criteria.

Fund Innovation

Invest in R&D, new product development, and technology upgrades to stay competitive and expand your product offering.

Flexible Structures

Revenue-based repayment options and flexible terms that accommodate the growth trajectory of technology businesses.

Industry Challenges We Solve

We understand the unique lending challenges faced by it & technology businesses. Our lender panel includes specialists who can work with these common situations:

Limited physical assets for traditional security

Rapid growth burning cash faster than revenue

Long sales cycles for enterprise software

How to Get a IT & Technology Business Loan

Tell Us Your Needs

Share your it & technology financing requirements and goals.

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

Find a Broker

Receive competitive offers and choose the best option.

Funds Delivered

Settlement and funds delivered, often within days.

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Small Business Loans

SME funding solutions

Unsecured Business Loans

No property security needed

Secured Business Loans

Lower rates with security

Startup Loans

New business funding

Cash Flow Loans

Working capital solutions

Line of Credit

Flexible drawdown facility

IT & Technology Business Loan FAQs

Can IT companies get unsecured business loans?

Yes. Many lenders offer unsecured business loans to IT and technology companies. Assessment focuses on recurring revenue, customer contracts, cash flow, and growth trajectory rather than traditional physical assets.

What is revenue-based financing?

Revenue-based financing ties your repayments to your monthly revenue. When revenue is higher, you repay more. When it dips, repayments decrease. This suits technology businesses with variable or rapidly growing income.

Can I get a loan to fund software development?

Yes. Software development, R&D, and product development can be funded through business loans. Lenders assess the commercial viability of the project, your track record, and the expected return on investment.

How do lenders assess technology businesses?

Tech-savvy lenders look at monthly recurring revenue (MRR), customer acquisition cost, churn rate, growth rate, and your team. Traditional metrics like years in business are less important for high-growth tech companies with strong fundamentals.

Can startups in tech get business loans?

Tech startups with at least 6 to 12 months of trading history and some revenue can access certain business loans. Earlier-stage companies may need to consider alternative funding options like revenue-based finance or founder-backed lending.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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Specialist lenders, competitive rates from 5.99% p.a. Free, no-obligation quote.

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