Cleaning Services

Business Loans for Cleaning Businesses from 6.49% p.a.

Finance your cleaning equipment, vehicles, and business growth with loans designed for commercial and domestic cleaning operators across Australia.

Comparison rate from 6.98% p.a.* Loans from $5K to $250K.

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Cleaning Services Loans at a Glance
Rates from 6.49% p.a. (comparison rate 6.98% p.a.*)
Loan amounts from $5K to $250K
Terms from 12 to 60 months
50+ lender panel with cleaning services specialists
No obligation quote, free expert guidance

Common Financing Needs for Cleaning Services

We help cleaning services businesses access the right finance for their specific needs. Here are the most common things our cleaning services clients finance:

Commercial cleaning equipment

Vehicle and van finance

Franchise fees and establishment

Marketing and client acquisition

Uniforms, supplies, and insurance

Cleaning Services Business Loan Features

Loans from $5,000 to $250,000

Commercial cleaning equipment finance

Vehicle and van finance

Franchise establishment funding

Low-doc options for ABN holders

Fast approval for established operators

Why Cleaning Services Businesses Choose Us

Grow Your Fleet

Finance additional vehicles and equipment to take on more contracts, cover more territory, and scale your cleaning operations.

Win Bigger Contracts

Access the equipment and working capital you need to bid on larger commercial cleaning contracts that require specific capabilities.

Franchise Options

Fund cleaning franchise fees, training, equipment, and initial marketing to get your franchise business established and earning.

Simple Process

Low-doc loans with fast approval mean you can access funding quickly with minimal paperwork, ideal for busy cleaning operators.

Industry Challenges We Solve

We understand the unique lending challenges faced by cleaning services businesses. Our lender panel includes specialists who can work with these common situations:

Low barriers to entry creating competitive pressure

Contract-based income with payment timing gaps

Equipment wear and frequent replacement needs

How to Get a Cleaning Services Business Loan

Tell Us Your Needs

Share your cleaning services financing requirements and goals.

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

Find a Broker

Receive competitive offers and choose the best option.

Funds Delivered

Settlement and funds delivered, often within days.

Related Finance Options

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Small Business Loans

SME funding solutions

Unsecured Business Loans

No property security needed

Secured Business Loans

Lower rates with security

Startup Loans

New business funding

Cash Flow Loans

Working capital solutions

Line of Credit

Flexible drawdown facility

Cleaning Services Business Loan FAQs

Can I get a business loan to start a cleaning business?

Yes. Startup cleaning business loans are available, particularly for franchise operations. Lenders assess your experience, business plan, secured contracts, and financial position. Franchise cleaning businesses often have more financing options available.

What cleaning equipment can be financed?

All commercial cleaning equipment qualifies including floor scrubbers, carpet cleaners, pressure washers, vacuums, vehicles, and specialised equipment. Both new and quality used equipment can be financed.

Can I finance a cleaning franchise?

Yes. Cleaning franchise finance covers the franchise fee, equipment, vehicle, initial marketing, and working capital. Established cleaning franchises have proven models that lenders are comfortable funding.

How much can a cleaning business borrow?

Cleaning businesses can typically borrow from $5,000 to $250,000 depending on business size and purpose. Equipment and vehicle finance is often available up to 100% of the asset value for qualifying applicants.

Do I need a deposit for a cleaning business loan?

Not always for equipment and vehicle finance. Unsecured working capital loans may not require a deposit either. Having a deposit can improve your rate and increase the amount you can borrow.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Free · No obligation · One match

Ready to Fund Your Cleaning Services Business?

Specialist lenders, competitive rates from 6.49% p.a. Free, no-obligation quote.

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