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Beauty & Hair Salons

Business Loans for Beauty & Hair Salons

Finance your salon purchase, fitout, or equipment with business loans designed for the beauty and hairdressing industry across Australia.

Loans from $5K to $300K, over 12 to 60 months, depending on the lender and the security.

Beauty & Hair Salons business loans at a glance
  • Loan amounts from $5K to $300K
  • Terms from 12 to 60 months
  • Secured and unsecured options, matched to the security you have
  • A licensed broker who compares lenders for beauty & hair salons
  • No obligation to proceed with any offer

Common financing needs: Beauty & Hair Salons

The things businesses in this sector most often finance:

Salon fitout and renovation
Beauty and hairdressing equipment
Salon purchase or franchise
Stock and product inventory
Marketing and brand development

Beauty & Hair Salons business loan features

Loans from $5,000 to $300,000
Salon fitout and renovation funding
Equipment finance for beauty technology
Salon acquisition and franchise finance
Low-doc options for established salons

How businesses in this sector use finance

Create Your Space

Finance a stunning salon fitout including furniture, lighting, plumbing, and decor to create an experience that attracts and retains clients.

Latest Technology

Access the latest beauty equipment and technology, laser, IPL, microdermabrasion, and more, to expand your service offering and revenue.

Own Your Salon

Fund the purchase of an existing salon business or a franchise to be your own boss with the backing of flexible finance.

Simple Process

Low-doc loan options mean less time on paperwork and more time building your beauty business.

Lending challenges for this sector

Lenders that specialise in the sector can work with situations like these, which is where a broker's knowledge of each lender's appetite matters:

High fitout costs relative to salon revenue
Seasonal demand fluctuations around holidays
Competition and keeping up with beauty trends

How to get a business loan for beauty & hair salons

1

Tell us your needs

Share what the finance is for, how much you need and how long you have been trading.

2

A broker compares lenders

A licensed business finance broker compares lenders on their panel for beauty & hair salons.

3

Compare your options

Review the offers and choose the one that fits.

4

Settlement

The lender settles the loan and releases the funds.

Beauty & Hair Salons business loan FAQs

Can I get a loan to buy a hair salon?
Yes. Salon acquisition finance can cover the purchase price including goodwill, equipment, and stock. Lenders assess the salon trading history, location, client base, and your experience in the industry.
What beauty equipment can be financed?
All commercial beauty equipment qualifies including salon chairs, basins, laser and IPL machines, microdermabrasion equipment, sterilisation equipment, point-of-sale systems, and general salon furniture and fixtures.
How much can I borrow for a salon fitout?
Salon fitout finance is typically available from $5,000 to $300,000 depending on the scope of work. Lenders consider the lease terms, your experience, and expected revenue from the upgraded space.
Do I need security for a salon business loan?
Unsecured loans are available up to $150,000 for qualifying salon businesses. The equipment and fitout itself can sometimes serve as security for larger amounts, resulting in more competitive rates.
Can I finance stock and product inventory?
Yes. Working capital loans and lines of credit can fund ongoing stock purchases. This is particularly useful for salons retailing beauty products alongside their services.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans, a loan of $30,000 over 5 years for car and personal loans, and $50,000 over 5 years for equipment finance, unless the lender states another basis.

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Answer a few quick questions and a licensed business finance broker compares lenders for beauty & hair salons. Free to use, no obligation.

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