Beauty & Hair Salons

Business Loans for Beauty & Hair Salons from 6.49% p.a.

Finance your salon purchase, fitout, or equipment with business loans designed for the beauty and hairdressing industry across Australia.

Comparison rate from 6.98% p.a.* Loans from $5K to $300K.

Get a Free Quote Speak to an Expert
Beauty & Hair Salons Loans at a Glance
  • Rates from 6.49% p.a. (comparison rate 6.98% p.a.*)
  • Loan amounts from $5K to $300K
  • Terms from 12 to 60 months
  • 50+ lender panel with beauty & hair salons specialists
  • No obligation quote — free expert guidance

Common Financing Needs for Beauty & Hair Salons

We help beauty & hair salons businesses access the right finance for their specific needs. Here are the most common things our beauty & hair salons clients finance:

Salon fitout and renovation
Beauty and hairdressing equipment
Salon purchase or franchise
Stock and product inventory
Marketing and brand development

Beauty & Hair Salons Business Loan Features

Loans from $5,000 to $300,000
Salon fitout and renovation funding
Equipment finance for beauty technology
Salon acquisition and franchise finance
Low-doc options for established salons
Fast approval for beauty professionals

Why Beauty & Hair Salons Businesses Choose Us

Create Your Space

Finance a stunning salon fitout including furniture, lighting, plumbing, and decor to create an experience that attracts and retains clients.

Latest Technology

Access the latest beauty equipment and technology — laser, IPL, microdermabrasion, and more — to expand your service offering and revenue.

Own Your Salon

Fund the purchase of an existing salon business or a franchise to be your own boss with the backing of flexible finance.

Simple Process

Low-doc loan options and fast approval mean less time on paperwork and more time building your beauty business.

Industry Challenges We Solve

We understand the unique lending challenges faced by beauty & hair salons businesses. Our lender panel includes specialists who can work with these common situations:

High fitout costs relative to salon revenue
Seasonal demand fluctuations around holidays
Competition and keeping up with beauty trends

How to Get a Beauty & Hair Salons Business Loan

1

Tell Us Your Needs

Share your beauty & hair salons financing requirements and goals.

2

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

3

Get Approved

Receive competitive offers and choose the best option.

4

Funds Delivered

Settlement and funds delivered, often within days.

Get Beauty & Hair Salons Finance

Rates from
6.49% p.a.
Comparison rate 6.98% p.a.*
  • Rates from 6.49% p.a.
  • $5K to $300K available
  • Terms 12 to 60 months
  • No obligation quote
  • Free expert guidance
Get a Free QuoteEmail Us
4.9/5

Rated by 2,000+ customers across Australia

Related Finance Options

Explore other industry loans and business finance products.

Tradies & Contractors Loans
Rates from 5.99% p.a.
Construction Loans
Rates from 6.49% p.a.
Transport & Logistics Loans
Rates from 5.99% p.a.
Agriculture & Farming Loans
Rates from 5.49% p.a.
Healthcare & Medical Loans
Rates from 5.49% p.a.
Hospitality & Cafes Loans
Rates from 6.49% p.a.
Small Business Loans
SME funding solutions
Unsecured Business Loans
No property security needed
Secured Business Loans
Lower rates with security
Startup Loans
New business funding
Cash Flow Loans
Working capital solutions
Line of Credit
Flexible drawdown facility

Beauty & Hair Salons Business Loan FAQs

Can I get a loan to buy a hair salon?
Yes. Salon acquisition finance can cover the purchase price including goodwill, equipment, and stock. Lenders assess the salon trading history, location, client base, and your experience in the industry.
What beauty equipment can be financed?
All commercial beauty equipment qualifies including salon chairs, basins, laser and IPL machines, microdermabrasion equipment, sterilisation equipment, point-of-sale systems, and general salon furniture and fixtures.
How much can I borrow for a salon fitout?
Salon fitout finance is typically available from $5,000 to $300,000 depending on the scope of work. Lenders consider the lease terms, your experience, and expected revenue from the upgraded space.
Do I need security for a salon business loan?
Unsecured loans are available up to $150,000 for qualifying salon businesses. The equipment and fitout itself can sometimes serve as security for larger amounts, resulting in more competitive rates.
Can I finance stock and product inventory?
Yes. Working capital loans and lines of credit can fund ongoing stock purchases. This is particularly useful for salons retailing beauty products alongside their services.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Ready to Fund Your Beauty & Hair Salons Business?

Specialist lenders, competitive rates from 6.49% p.a. Free, no-obligation quote.

Get a Free QuoteEmail Us