Unsecured
SocietyOne Personal Loan
- Fixed rate
- Risk-tier priced
Current rate: published on SocietyOne's own rate card
Specialist
SocietyOne
Originally peer-to-peer, acquired by MoneyMe in 2022. Personal loan specialist with risk-tier pricing.
SydneyFounded 2012Australian Credit Licence 423660
SocietyOne at a glance
SocietyOne is a specialist non-bank lender. It offers personal loans.
- Lender type
- Specialist
- Bank or non-bank
- Non-bank lender (not an ADI)
- Credit licence
- ACL 423660, SocietyOne Australia Pty Ltd
- Lends
- Personal loans
- Headquarters
- Sydney
Strengths
- Risk-tier pricing
- Fast online decisions
Watch out for
- Higher tier rates above bank panel
- Now MoneyMe-owned
SocietyOne loans and products
What SocietyOne offers in each category, with the features, eligibility and trade-offs we note. For the current rate on each product, follow the link to SocietyOne’s own rate card.
SocietyOne personal loans
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SocietyOne: frequently asked questions
Is SocietyOne a bank?
No. SocietyOne is a non-bank lender: it is not on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959. Its Australian Credit Licence is 423660, held by SocietyOne Australia Pty Ltd, and lending to consumers under a credit licence is regulated by ASIC under the National Consumer Credit Protection Act 2009.
What is SocietyOne’s credit licence number?
SocietyOne Australia Pty Ltd holds Australian Credit Licence 423660. You can check a licence on ASIC’s Professional Registers before you apply.