Variable
Discount Variable
- Optional offset
- Free redraw
- No annual fee
Customer-owned
Heritage Bank (People First Bank)
ToowoombaFounded 1875ACL/Banking Licence 240984
Strengths
- Customer-owned mutual
- Strong QLD regional and SA presence
- Solid prime variable rates
Watch out for
- Smaller product range than majors
- Branch network concentrated regionally
Heritage products
Editorial reference covering the product range Heritage offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Heritage\'s own rate card; the live number sits with them.
Home loans
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WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Heritage Bank (People First Bank) rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.
★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.