SA-rooted customer-owned bank with branches in SA, NSW, WA and ACT. B Corp certified, with a strong sustainability and community angle.
Beyond Bank Australia is a customer-owned (mutual) lender. It offers home loans.
On APRA’s August 2026 figures, Beyond Bank Australia Limited held $9.7 billion of home loans on its Australian books: 0.4% of the housing lending by the deposit-taking institutions APRA reports, the 18th largest of the 64 with home loans.
What Beyond Bank offers in each category, with the features, eligibility and trade-offs we note. Where we captured a current rate from Beyond Bank’s own page in the last 60 days, it is shown with its comparison rate and a link to the source; for the other products, follow the link to Beyond Bank’s rate card.
*Comparison rates are calculated on the lender's own example: for home loans usually $150,000 over 25 years, for car and personal loans usually $30,000 over five years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Other lenders in our directory that offer home loans, starting with other customer-owned lenders.
What Beyond Bank offers, the trade-offs, and who should look elsewhere.
Yes. Beyond Bank’s loans are provided by Beyond Bank Australia Limited, which is on APRA’s register of authorised deposit-taking institutions (ADIs), the list of banks, building societies and credit unions licensed under the Banking Act 1959.
Beyond Bank Australia Limited holds Australian Credit Licence 237856. You can check a licence on ASIC’s Professional Registers before you apply.