Stage 1 of 7
Are you investing for income or growth?
Property Investor
Stage 1 / 7 · Strategy
Are you investing for income or growth?
Yield-led and growth-led portfolios buy different properties in different places with different loans. Pick the fork before you pick the suburb.
Most investor pain comes from buying a yield property in a growth strategy, or vice-versa. The strategy comes first.
Yield-led
High rental income relative to price (5%+ gross), regional or outer metro, slower capital growth, easier to hold cashflow-positive.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.