From 5.49% p.a.Comparison rate 5.72% p.a.*

Home Loans in RydeNSW 2112

Compare home loan rates from 50+ lenders for properties in Ryde. Median house price $1,800,000 with property growth of +5.1% p.a..

Get Pre-Approved Talk to a Broker

Ryde Property Snapshot
Median house price: $1,800,000
Median unit price: $680,000
Property growth: +5.1% p.a.
Population: 22,000

Property Market in Ryde, NSW

Ryde is a leafy suburb between Parramatta and the CBD with Top Ryde City shopping centre. The median house price in Ryde is currently around $1,800,000, while units sit at approximately $680,000. The suburb has experienced property growth of +5.1% p.a., making it a steady performer in New South Wales.

Why Buy in Ryde?

Ryde offers a range of lifestyle benefits that make it attractive to homebuyers and investors alike. Key features of the area include:

Top Ryde City
Parramatta River
Bus network
Macquarie Park nearby

Typical Home Loan Amounts in Ryde

Based on the current median house price of $1,800,000, most buyers in Ryde will be looking at home loans in the range of $1,260,000 to $1,710,000, depending on their deposit size. With an 80% loan-to-value ratio (LVR), a typical loan would be around $1,440,000.

For unit buyers, loan amounts typically range from $476,000 to $646,000. First home buyers in Ryde may be eligible for state government grants and stamp duty concessions, which can significantly reduce upfront costs.

Home loan rates from

5.49% p.a.

Comparison rate 5.72% p.a.*

Compare Rates

How We Help You Get a Home Loan in Ryde

As a mortgage broker, we compare home loan rates from over 50 lenders to find the best deal for your purchase in Ryde. Our service is free to you — we are paid a commission by the lender, which is disclosed in our Credit Guide. Whether you're a first home buyer, upgrader, or investor, we'll guide you through the process from pre-approval to settlement.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Home Loan FAQs for Ryde, NSW

What is the median house price in Ryde?

The median house price in Ryde, NSW is approximately $1,800,000. Unit prices sit around $680,000. These are indicative figures and actual prices vary by property type, condition, and location within the suburb.

How much deposit do I need to buy in Ryde?

For a median-priced house in Ryde at $1,800,000, a 20% deposit would be $360,000. However, you may be able to buy with as little as 5% deposit ($90,000) if you pay Lenders Mortgage Insurance (LMI). First home buyers may also access government schemes to buy with a lower deposit.

What would repayments be on a home loan in Ryde?

Based on an 80% loan of $1,440,000 at 5.49% p.a. over 30 years, estimated monthly repayments would be approximately $8,167. Actual repayments depend on your interest rate, loan amount, and loan term. Use our calculator for a personalised estimate.

Is Ryde a good area to buy property?

Ryde has shown property growth of +5.1% p.a. recently. Ryde is a leafy suburb between Parramatta and the CBD with Top Ryde City shopping centre. With a population of approximately 22,000, the suburb offers top ryde city and parramatta river. We recommend speaking with a local real estate agent and doing thorough research before purchasing.

Can I get a home loan pre-approval for Ryde?

Yes, we can help you get pre-approved for a home loan to purchase in Ryde. Pre-approval gives you confidence at auction or when making an offer. Our brokers compare 50+ lenders to find the best rate for your situation. The process typically takes 1-3 business days.