Manufacturing

Business Loans for Manufacturing from 5.99% p.a.

Finance your manufacturing equipment, expansion, and working capital with loans designed for Australian manufacturers. Competitive rates and flexible structures.

Comparison rate from 6.45% p.a.* Loans from $20K to $5M.

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Manufacturing Loans at a Glance
Rates from 5.99% p.a. (comparison rate 6.45% p.a.*)
Loan amounts from $20K to $5M
Terms from 12 to 84 months
50+ lender panel with manufacturing specialists
No obligation quote, free expert guidance

Common Financing Needs for Manufacturing

We help manufacturing businesses access the right finance for their specific needs. Here are the most common things our manufacturing clients finance:

CNC machines and production equipment

Factory expansion and fitout

Raw material and supply chain funding

Technology and automation upgrades

Export and international trade finance

Manufacturing Business Loan Features

Loans from $20,000 to $5,000,000

Production equipment and machinery finance

Factory expansion and fitout funding

Supply chain and raw material facilities

Export and trade finance available

Flexible terms up to 7 years on equipment

Why Manufacturing Businesses Choose Us

Upgrade Production

Finance CNC machines, production lines, and automation equipment to increase output, improve quality, and reduce per-unit costs.

Scale Operations

Fund factory expansion, additional production capacity, and new facilities to meet growing demand and take on larger contracts.

Supply Chain Finance

Access working capital to purchase raw materials in bulk, negotiate better supplier terms, and maintain production schedules.

Long-Term Asset Finance

Spread the cost of expensive machinery over its productive life with terms up to 7 years, preserving your working capital.

Industry Challenges We Solve

We understand the unique lending challenges faced by manufacturing businesses. Our lender panel includes specialists who can work with these common situations:

High capital costs for machinery and equipment

Long lead times between production and payment

Raw material price volatility affecting margins

How to Get a Manufacturing Business Loan

Tell Us Your Needs

Share your manufacturing financing requirements and goals.

We Compare Lenders

We match you with specialist lenders from our 50+ panel.

Find a Broker

Receive competitive offers and choose the best option.

Funds Delivered

Settlement and funds delivered, often within days.

Related Finance Options

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Small Business Loans

SME funding solutions

Unsecured Business Loans

No property security needed

Secured Business Loans

Lower rates with security

Startup Loans

New business funding

Cash Flow Loans

Working capital solutions

Line of Credit

Flexible drawdown facility

Manufacturing Business Loan FAQs

What manufacturing equipment can be financed?

Virtually all manufacturing equipment qualifies for finance including CNC machines, lathes, presses, production lines, packaging equipment, forklifts, compressors, and factory fit-outs. Both new and used equipment can be financed.

How much can a manufacturing business borrow?

Manufacturing businesses can typically access from $20,000 to $5,000,000 or more. Equipment finance is often available up to 100% of the asset value. Working capital facilities depend on your revenue, trading history, and financial position.

Can I get finance for factory expansion?

Yes. Factory expansion finance can cover construction, equipment, fitout, and working capital needed for the expansion. Lenders assess the projected revenue increase and your ability to service the additional debt.

What is trade finance for manufacturers?

Trade finance helps manufacturers fund the gap between purchasing raw materials and receiving payment for finished goods. It can include letters of credit, import finance, and supply chain facilities, particularly useful for manufacturers dealing with international suppliers.

Do you finance automation and robotics?

Yes. Automation equipment, robotics, and Industry 4.0 technology are all financeable. Lenders view these investments favourably as they typically improve productivity and reduce operating costs.

How are manufacturing loan repayments structured?

Repayments can be structured as fixed monthly payments, seasonal schedules aligned with production cycles, or with balloon payments to reduce monthly costs. Equipment finance is typically structured over the useful life of the asset.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

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