Sarah Chen

Sarah commissions and edits Your Finance Guide content covering home loans, refinancing, lenders mortgage insurance, and broader lending policy. Before moving to editorial, she practised banking and consumer-credit law and worked as a credit adviser.

Her editorial focus is responsible-lending nuance: where ASIC RG-209 actually bites, how serviceability buffers move with APRA guidance, and the moments where a guide should add a caveat instead of a recommendation.

Sarah ensures every published guide reflects current ASIC, APRA, and ATO rules, and that responsible-lending caveats are explicit rather than buried in fine print.