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Accounting & Financial Services

Business Loans for Accounting & Financial Services

Finance your accounting practice acquisition, technology upgrades, and growth with loans designed for accountants and financial services professionals.

Loans from $10K to $2M, over 12 to 60 months, depending on the lender and the security.

Accounting & Financial Services business loans at a glance
  • Loan amounts from $10K to $2M
  • Terms from 12 to 60 months
  • Secured and unsecured options, matched to the security you have
  • A licensed broker who compares lenders for accounting & financial services
  • No obligation to proceed with any offer

Common financing needs: Accounting & Financial Services

The things businesses in this sector most often finance:

Practice acquisition and buyouts
Technology and software investment
Office fitout and renovation
Hiring and team expansion
Working capital for growth

Accounting & Financial Services business loan features

Loans from $10,000 to $2,000,000
Practice acquisition with goodwill funding
Technology and software finance
Office fitout and renovation funding
Preferential rates for professionals

How businesses in this sector use finance

Acquire a Practice

Fund the purchase of an existing accounting practice including goodwill with specialist lenders who understand recurring fee revenue and client retention.

Professional Rates

Accountants and financial professionals are viewed favourably by lenders due to stable income and professional qualifications, resulting in competitive rates.

Technology Investment

Finance cloud accounting platforms, practice management software, and IT infrastructure to modernise your operations and improve efficiency.

Growth Capital

Access working capital to hire additional staff, invest in marketing, and expand your client base during growth phases.

Lending challenges for this sector

Lenders that specialise in the sector can work with situations like these, which is where a broker's knowledge of each lender's appetite matters:

Seasonal workload around tax time affecting cash flow planning
High goodwill values for established practices
Technology disruption requiring ongoing investment

How to get a business loan for accounting & financial services

1

Tell us your needs

Share what the finance is for, how much you need and how long you have been trading.

2

A broker compares lenders

A licensed business finance broker compares lenders on their panel for accounting & financial services.

3

Compare your options

Review the offers and choose the one that fits.

4

Settlement

The lender settles the loan and releases the funds.

Accounting & Financial Services business loan FAQs

Can I get a loan to buy an accounting practice?
Yes. Practice acquisition finance is readily available for accountants. Lenders assess the practice recurring fee base, client retention rates, fee types, and your experience. Goodwill funding is available for established practices with strong client bases.
Do accountants get better loan rates?
Yes. Accountants and financial services professionals typically receive preferential rates and terms. Lenders value the professional qualifications, stable income, and low default rates associated with the accounting profession.
How do lenders value an accounting practice?
Lenders primarily assess the recurring fee base, client concentration, fee types (compliance vs advisory), client retention rates, and the practice EBITDA. Multiples of recurring revenue are commonly used as a valuation benchmark.
Can I finance practice technology upgrades?
Yes. Cloud accounting platforms, practice management systems, document management, and IT hardware can all be financed. Technology investment is viewed favourably as it improves practice efficiency and scalability.
What deposit is needed to buy an accounting practice?
Most lenders require a 10% to 20% deposit for accounting practice acquisitions. The exact amount depends on the practice size, your experience, and whether you have additional security available.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans, a loan of $30,000 over 5 years for car and personal loans, and $50,000 over 5 years for equipment finance, unless the lender states another basis.

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