Business Loans for Retail Businesses
Finance your retail business growth with loans for stock, fitout, e-commerce, and working capital. Solutions for brick-and-mortar and online retailers across Australia.
Loans from $5K to $1M, over 12 to 60 months, depending on the lender and the security.
- Loan amounts from $5K to $1M
- Terms from 12 to 60 months
- Secured and unsecured options, matched to the security you have
- A licensed broker who compares lenders for retail businesses
- No obligation to proceed with any offer
Common financing needs: Retail
The things businesses in this sector most often finance:
Retail business loan features
How businesses in this sector use finance
Stock Up for Peak
Access capital to purchase inventory ahead of peak trading periods like Christmas, EOFY, and seasonal sales without straining your cash flow.
Modernise Your Store
Finance store renovations, new displays, signage, and technology to create a better customer experience and drive more sales.
Go Online
Fund your e-commerce platform, website development, and digital marketing to reach customers beyond your physical location.
Flexible Terms
Repayment structures that accommodate the ups and downs of retail trading cycles so you are not overcommitted during quiet periods.
Lending challenges for this sector
Lenders that specialise in the sector can work with situations like these, which is where a broker's knowledge of each lender's appetite matters:
How to get a business loan for retail businesses
Tell us your needs
Share what the finance is for, how much you need and how long you have been trading.
A broker compares lenders
A licensed business finance broker compares lenders on their panel for retail businesses.
Compare your options
Review the offers and choose the one that fits.
Settlement
The lender settles the loan and releases the funds.
Related finance options
Business loans for other industries, and the main business finance products.
Retail business loan FAQs
Can I get a loan to buy stock and inventory?
What is the best loan type for a retail business?
Can I get a loan to open a new retail store?
How do lenders assess retail businesses?
Can I finance an e-commerce platform?
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans, a loan of $30,000 over 5 years for car and personal loans, and $50,000 over 5 years for equipment finance, unless the lender states another basis.
Ready to fund the next step?
Answer a few quick questions and a licensed business finance broker compares lenders for retail businesses. Free to use, no obligation.