Rates last updated: 21 February 2026. Not all products from all lenders are available.

Rates from 4.99% p.a.Comparison rate 5.42% p.a.*

Agricultural Equipment Finance

Finance your farm equipment with competitive rates from 4.99% p.a. Tractors, harvesters, irrigation - we understand agriculture.

4.9/5from 200+ reviews

Agricultural Equipment Finance Calculator

Loan Amount
$502,500
$10,000$2,000,000
Interest Rate
4.99%
3.00%15.00%
Loan Term
48 months
24 months84 months
Monthly Payment
$11,569.94
Finance from $10,000 to $2M+
All farm machinery
Seasonal payment options
Concessional rates available
New and used equipment
Fast approval process

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Benefits

Why Finance Your Agricultural Equipment?

Discover the advantages of financing your equipment instead of paying cash upfront.

Seasonal Payments

Match repayments to harvest cycles and seasonal income patterns.

Agri Specialists

We work with lenders who understand farming and primary production.

Government Programs

Access concessional finance programs and drought assistance where available.

Flexible Terms

Extended terms to 7 years help manage cash flow on larger purchases.

Applications

Agricultural Equipments for Every Industry

We finance agricultural equipments across all industries and applications. Whether you're expanding your fleet or starting fresh, we've got the right finance solution.

Tractors & implements
Harvesters & headers
Irrigation systems
Livestock equipment
Dairy equipment
Processing equipment

Get Started Today

  • Rates from 4.99% p.a. (comparison 5.42% p.a.*)
  • Finance $10K to $2M+
  • Terms from 24 to 84 months
  • New and used agricultural equipments
  • 24-hour approval available
Get a Free Quote
Process

How to Finance Your Equipment

Getting your equipment financed is simple. Here's how it works.

1

Apply Online

Complete our simple form in under 5 minutes.

2

We Compare

We match you with the best lenders for your needs.

3

Get Approved

Receive approval in as little as 24 hours.

4

Get Your Equipment

Funds released and you're good to go.

Why Us

Why Choose Your Finance Guide?

We're specialists in equipment finance with a track record of helping Australian businesses.

24-Hour Approval

Fast decisions so you can secure equipment quickly.

50+ Lenders

Australia's biggest panel of equipment finance specialists.

Competitive Rates

We compare rates to find you the best deal.

4.9/5 Rating

Trusted by thousands of Australian businesses.

Calculator

Calculate Your Agricultural Equipment Repayments

Use our calculator to estimate your monthly repayments. Adjust the loan amount, interest rate, and term to see different scenarios.

Instant results - no waiting
Compare different scenarios
See total interest payable

Agricultural Equipment Finance Calculator

Estimate your agricultural equipment finance repayments

Loan Amount
$502,500
$10,000$2,000,000
Interest Rate (p.a.)
4.99%
3.00%15.00%
Loan Term
4 years
2 years 7 years
Monthly Payment
$11,569.94
Total Interest
$52,857
Total Repayment
$555,357
Principal (90.5%)Interest (9.5%)
Principal: $502,500
Interest: $52,857

This calculator provides estimates only. Actual rates and repayments may vary based on your circumstances and lender requirements.

Agricultural Equipment Finance FAQs

Common questions about agricultural equipment finance

What are seasonal payments?
Seasonal payments let you pay more during high-income periods (like harvest) and less during off-peak times. This helps match repayments to your actual cash flow.
Do you offer finance for irrigation equipment?
Yes, we finance all types of irrigation equipment including pivots, pumps, pipes, and complete irrigation systems. Water infrastructure qualifies.
What about government concessional loans?
We can help you access government-subsidised finance programs where available, including drought assistance, first farmer schemes, and regional development programs.
Can I finance used farm equipment?
Yes, we finance quality used agricultural equipment. Age and condition affect available terms, but we have lenders who specialise in older machinery.

Ready to Finance Your Agricultural Equipment?

Get a free, no-obligation quote in minutes. Our equipment finance specialists are standing by.

Other Equipment Finance

Explore finance options for other equipment types