Macquarie no longer takes new car loan applications
Macquarie says it is no longer accepting new car loan applications. Following business changes in April 2024, its Maclease service, the Introducer Assistant Portal and its car loan introducer support line were closed.
On 31 October 2025 and 29 May 2026, significant portions of Macquarie's car loan portfolio were transferred to Allied Credit, and Macquarie says affected customers were notified in writing. After the May 2026 transfer, YourLease and the payout tool also closed.
If you already have a Macquarie car loan
Check the letter you received, or Macquarie's help centre, to see whether your loan moved to Allied Credit. Remaining eligible customers can still view their loan details online.
If your loan ends with a balloon payment, Macquarie says refinancing the balloon has to be done with another lender. The car loan comparison lists lenders that refinance car loans, with a link to each one's current rates.
Macquarie personal loans
Macquarie's consumer website does not list a personal loan: its navigation and sitemap show home loans, bank accounts and business banking, but no personal or car loan product. For a personal loan, compare banks and non-bank lenders on the same amount and term.
Macquarie still lends home loans, through its Basic Home Loan and Offset Home Loan, and business loans. Its lender page covers both.
Product lineup at a glance
Below is the product range. Rates change with the cash rate and with each borrower’s credit assessment, so follow the link to Macquarie’s own rate card for the current figure.
The honest pros and cons
- Existing car loan customers were told in writing when their loan moved
- Remaining eligible customers can still see their loan details online
- No new car loan applications
- Balloon refinancing has to be done with another lender
- YourLease and the payout tool closed after the May 2026 transfer
Frequently asked questions
Does Macquarie still offer car loans?
No. Macquarie says it is no longer accepting new car loan applications, and significant portions of its car loan portfolio were transferred to Allied Credit on 31 October 2025 and 29 May 2026.
Who has my Macquarie car loan now?
If your loan was part of the transfers, it is now with Allied Credit, and Macquarie says affected customers were notified in writing. Check that letter or Macquarie's help centre to confirm where your loan sits.
Can I refinance my Macquarie car loan balloon with Macquarie?
No. Macquarie says customers who want help refinancing a balloon payment need to do so with another lender. Compare car loan lenders on the comparison rate for the same amount and term before you choose.
Does Macquarie offer personal loans?
Macquarie's consumer website does not list a personal loan product. Personal loans are available from the major banks and from non-bank lenders, which the personal loan comparison lists.