Variable
Offset Variable Home Loan
- 100% offset
- Unlimited extra repayments
- Redraw
Sharp prime variable, well-priced for LVR 70-80%
View current rate at Macquarie Tier-2 bank
Macquarie Bank
SydneyFounded 1969ACL/Banking Licence 237502
Strengths
- Sharp variable rates, particularly for higher-LVR refinance
- Strong digital platform and broker portal
- Excellent SMSF and investment-property capability
- Cash management account integrates with offset
Watch out for
- Some products restricted to specific borrower profiles
- Slower file movement on complex valuations
Macquarie products
Editorial reference covering the product range Macquarie offers and the structural strengths and trade-offs we observe in the market. For the current headline rate and comparison rate, click through to Macquarie\'s own rate card; the live number sits with them.
Home loans
Fixed 2yr
Fixed 2 Years
- Sharp fixed rate
- Limited extras during fixed period
Among the cheapest 2-year fixed rates on the broker panel
View current rate at Macquarie Investor variable
Offset Variable Investor
- 100% offset
- Interest-only available
Car loans
Secured (new vehicle)
Macquarie Leasing Secured Vehicle
- PPSR-secured
- Novated lease available
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
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The Macquarie Bank rates above are publisher reference. The right product for your situation depends on income, deposit, credit profile, security and serviceability, and that comparison is what a broker does.
★★★★★4.9 across 320+ reviewsAustralian Credit Licence 505575Independent. Education first.