Car Finance

Car Loans from 5.49% p.a.

Comparison rate 5.92% p.a.*

Finance your dream car with Australia's most trusted car loan broker. New or used, dealership or private sale - we compare 50+ lenders to find your best rate.

4.9/5from 1,500+ reviews

Car Loan Calculator

Loan Amount
$45,000
$5,000$200,000
Interest Rate
5.99%
4.50%15.00%
Loan Term
60 months
12 months84 months
Monthly Payment
$869.77
$1B+
Car Loans Settled
Same Day
Pre-Approval
5.49%
Rates From
50+
Lender Partners

Rates last updated: 21 February 2026. Not all products from all lenders are available.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Browse

Finance by Make

Select your preferred brand to see available models and rates.

Categories

Finance by Vehicle Type

Whether you need a ute for work or an EV for the future, we've got you covered.

Ute Finance

Australia's Best Ute Finance

Whether you're a tradie needing a work ute or just love the lifestyle, we've got the finance to match. Business use? We'll structure it for maximum tax benefits.

  • Rates from 5.49% p.a.
  • Chattel mortgage for ABN holders
  • Same-day approval available
  • New and used utes
Get Ute Finance
EV Finance

Electric Vehicle Finance

Go green with competitive EV finance rates. We work with lenders who offer special rates for electric and hybrid vehicles, helping you save on both fuel and finance.

  • Green finance incentives
  • Tesla specialists
  • All EV makes welcome
  • Government incentives guidance
Get EV Finance
Why Choose Us

Car Finance Made Easy

We take the hassle out of car finance so you can focus on finding your perfect vehicle.

Same-Day Approval

Get pre-approved in hours, not days. Drive away sooner.

50+ Lenders

Access Australia's biggest panel of car finance lenders.

Flexible Terms

Choose terms from 1-7 years with balloon payment options.

Expert Guidance

Dedicated finance specialists guide you through every step.

Reviews

What Our Customers Say

Join thousands of happy car buyers who got their finance through us.

Got my HiLux financed in 24 hours. The rate was better than what the dealer offered and the process was so easy.

C
Chris B.
Sydney, NSW

First car buyer and I was nervous about finance. These guys explained everything clearly and got me a great deal on my Mazda.

E
Emma T.
Melbourne, VIC

Financed my Tesla Model Y with a rate I couldn't believe. The whole process was done online in a day.

J
James L.
Brisbane, QLD

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Car Finance FAQs

What types of vehicles can I finance?
We finance all types of vehicles including new and used cars, utes, SUVs, vans, motorcycles, caravans, boats, and electric vehicles. If it's registered for road use, we can likely finance it.
Can I get car finance with bad credit?
Yes, we work with specialist lenders who consider applicants with credit issues, defaults, or limited credit history. While rates may be higher, we can often find a solution.
How old can a used car be?
Most lenders finance used cars up to 15 years old at the end of the loan term. Some specialist lenders will consider older vehicles. Age affects the available term length and rate.
What is a balloon payment?
A balloon payment is a lump sum at the end of your loan that reduces monthly repayments. At term end, you can pay it out, refinance, trade in the car, or sell privately. It's popular for reducing monthly costs.
Do I need a deposit?
Not necessarily. We offer 100% finance options for qualifying applicants. A deposit can reduce repayments and may improve your rate, but isn't always required.
Can I finance a private sale?
Yes, we can finance private sales. We'll need details of the seller and vehicle, and may require an independent valuation for higher-value vehicles.

Ready to Finance Your Car?

Get pre-approved in minutes. No obligation, no impact on your credit score.