Rates last updated: 21 February 2026. Not all products from all lenders are available.

From 5.49% p.a.Comparison rate 5.92% p.a.*

Toyota HiLuxFinance

Finance your Toyota HiLux with competitive rates from 5.49% p.a. Compare 50+ lenders and get pre-approved today.

Typical Price Range$35,000 - $75,000
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4.9/5from 200+ reviews

Toyota HiLux Calculator

Loan Amount
$55,000
$35,000$75,000
Interest Rate
5.49%
4.50%15.00%
Loan Term
60 months
12 months84 months
Monthly Payment
$1,050.31
Australia's #1 selling vehicle
4x4 available
Diesel options
Towing capacity 3.5t

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Finance Options

Toyota HiLux Finance Options

Choose the finance structure that works best for your situation.

Consumer Car Loan

Personal use vehicle finance with competitive rates and flexible terms.

Best for: Personal buyers
  • Fixed interest rate
  • Terms from 1-7 years
  • Balloon payment option
  • Own the vehicle

Chattel Mortgage

Business finance that lets you claim GST upfront and depreciation.

Best for: ABN holders
  • Claim GST immediately
  • Tax-deductible interest
  • Own from day one
  • Balloon payments

Novated Lease

Salary package your car for tax-effective ownership.

Best for: PAYG employees
  • Pre-tax payments
  • Running costs included
  • Employer arranged
  • FBT benefits
Why Choose Us

Why Finance Your HiLux With Us?

We've helped thousands of Australians get into their dream Toyota. Here's why they chose us.

Same-Day Approval

Get pre-approved in hours, not days.

50+ Lenders

Access Australia's biggest lender panel.

Best Rates

We compare to find your best deal.

Flexible Terms

1-7 year terms with balloon options.

Get Pre-Approved Today

  • Rates from 5.49% p.a. (comparison 5.92% p.a.*)
  • Finance up to $75,000
  • Same-day pre-approval
  • No impact on credit score
  • 100% free service
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Calculator

Calculate Your HiLux Repayments

Use our calculator to estimate monthly repayments for your Toyota HiLux. Adjust the loan amount and term to see different scenarios.

Instant estimate - no waiting
See total interest payable
Compare balloon vs no balloon

Toyota HiLux Finance

Estimate your HiLux loan repayments

Loan Amount
$55,000
$35,000$75,000
Interest Rate (p.a.)
5.49%
3.00%15.00%
Loan Term
5 years
1 years 7 years
Monthly Payment
$1,050.31
Total Interest
$8,019
Total Repayment
$63,019
Principal (87.3%)Interest (12.7%)
Principal: $55,000
Interest: $8,019

This calculator provides estimates only. Actual rates and repayments may vary based on your circumstances and lender requirements.

Get Your Personalized Quote

Calculator results are estimates only and do not constitute a quote or offer of finance. Actual repayments will depend on your individual circumstances, credit assessment, and lender terms. Fees and charges may apply.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.

Toyota HiLux Finance FAQs

How quickly can I get approved?
Most car loan applications receive a decision within 2-4 hours during business hours. For straightforward applications, we can often get same-day pre-approval.
What documents do I need?
Typically we need proof of identity (driver's licence), proof of income (recent payslips or tax returns for self-employed), and bank statements. Requirements vary by lender.
Can I trade in my current vehicle?
Yes, you can trade in your current vehicle and apply the value to your new purchase. We can help structure the finance to include or exclude your trade-in.
What is a balloon payment?
A balloon payment is an optional lump sum at the end of your loan that reduces monthly repayments. At term end, you can pay it out, refinance, or trade in the car.
Do I need a deposit?
Not necessarily. We offer 100% finance options for qualifying applicants. A deposit can reduce repayments and may improve your rate.

Ready to Finance Your Toyota HiLux?

Get pre-approved in minutes with no obligation and no impact on your credit score.

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