Rates last updated: 21 February 2026. Not all products from all lenders are available.
Tesla Model 3Finance
Tesla Model 3 Calculator
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Tesla Model 3 Finance Options
Choose the finance structure that works best for your situation.
Consumer Car Loan
Personal use vehicle finance with competitive rates and flexible terms.
- Fixed interest rate
- Terms from 1-7 years
- Balloon payment option
- Own the vehicle
Chattel Mortgage
Business finance that lets you claim GST upfront and depreciation.
- Claim GST immediately
- Tax-deductible interest
- Own from day one
- Balloon payments
Novated Lease
Salary package your car for tax-effective ownership.
- Pre-tax payments
- Running costs included
- Employer arranged
- FBT benefits
Why Finance Your Model 3 With Us?
We've helped thousands of Australians get into their dream Tesla. Here's why they chose us.
Same-Day Approval
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50+ Lenders
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Best Rates
We compare to find your best deal.
Flexible Terms
1-7 year terms with balloon options.
Get Pre-Approved Today
- Rates from 5.99% p.a. (comparison 6.42% p.a.*)
- Finance up to $85,000
- Same-day pre-approval
- No impact on credit score
- 100% free service
Calculate Your Model 3 Repayments
Use our calculator to estimate monthly repayments for your Tesla Model 3. Adjust the loan amount and term to see different scenarios.
Tesla Model 3 Finance
Estimate your Model 3 loan repayments
This calculator provides estimates only. Actual rates and repayments may vary based on your circumstances and lender requirements.
Calculator results are estimates only and do not constitute a quote or offer of finance. Actual repayments will depend on your individual circumstances, credit assessment, and lender terms. Fees and charges may apply.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Comparison rates are based on a secured loan of $30,000 over 5 years for vehicle finance and $50,000 over 5 years for equipment finance, as required under the National Credit Code.
Tesla Model 3 Finance FAQs
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What documents do I need?
Can I trade in my current vehicle?
What is a balloon payment?
Do I need a deposit?
Ready to Finance Your Tesla Model 3?
Get pre-approved in minutes with no obligation and no impact on your credit score.
Other Tesla Models
Explore finance options for other Tesla vehicles