Home Loans in Western Australia
Home loans in Western Australia are sized by local prices: across the 50 WA suburbs covered here, the average suburb median is $952K for a house and $450K for a unit. Open a suburb for its own median prices and growth. To compare lenders, get matched free with a licensed broker who works with WA buyers.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a secured loan of $150,000 over 25 years for home loans and a loan of $30,000 over 5 years for car and personal loans, unless the lender states another basis. Business loans and equipment finance for a business purpose have no mandatory comparison rate.
Buying in Western Australia: duty, grants and rates
- Stamp duty for first home buyers: No duty up to $600,000; $16.15 per $100 over $600,000 up to $800,000, in every region (transactions from 7 May 2026). (RevenueWA, checked 10 October 2026.) Work out your figure with the WA stamp duty calculator.
- First Home Owner Grant: $10,000 for a new home (price cap: $800,000 south of the 26th parallel; $1,000,000 north of it (transactions from 7 May 2026)). Details in the WA First Home Owner Grant guide.
- Interest rates: lenders set home loan rates nationally, so WA borrowers see the same rates as everyone else. The dated big four table, with comparison rates, is on the home loan interest rates page.
- Using a broker: the mortgage broker Perth page covers what a broker checks on a Perth purchase and how matching with a licensed broker works.
Browse WA Suburbs
Select a suburb to compare home loan options and view local property data.
Perth City
Subiaco
Cottesloe
Claremont
Nedlands
Dalkeith
Leederville
Mount Lawley
North Perth
Fremantle
South Perth
Victoria Park
Como
Applecross
Scarborough
Joondalup
Mandurah
Rockingham
Canning Vale
Armadale
Midland
Ellenbrook
Wanneroo
Karratha
Geraldton
Bunbury
Busselton
Margaret River
Albany
Kalgoorlie
Baldivis
Morley
Stirling
Osborne Park
Hillarys
Karrinyup
East Perth
West Perth
City Beach
Wembley
Maylands
Inglewood
Bayswater
Bassendean
Bentley
Success
Butler
Clarkson
South Lake
Thornlie
Home Loans in Other States
Browse home loan options across Australia.
Find Your Home Loan in Western Australia
A licensed mortgage broker compares the lenders on their panel for a home loan in WA. Free, no obligation.